Congrats! Now if you can afford spending another $334 a month, go to a private browser and google amex prg 50k. It will go under the same hard inquiry, and since you have the ED you will have a no AF card to keep your MR points on ..... enough points for 2 round trip plane tickets, or some upgrades.... charge card, must be paid in full every month.... you will then be earning 2.4 MR points a dollar at grocery stores, 2 per dollar at gas stations, and 2 per dollar spent at restaurants. If you get denied its only a soft pull.....
So if the average MR point is worth 2 cents....thats 4.8% back on groceries and 4% on gas and dining! Its really not that hard to handle the extra card.
