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Hey all.
I found these forums my second semester in college (2015) and have been using all the tips since then to build my credit. I have lots of cards and use very few. I think I just like the idea of collecting CLI's, lol.
Anyway, I app'd for three cards today and I think I am finished for another 2 years. Time to watch the numbers go up.
The cards & SL's:
AMEX Delta SkyMiles Platinum (I have one other AMEX since 2019 SL was 1K. Got CLI a week ago for $2.5K total. I slacked on the CL requests because I rarely use it)-- $9K
Apple Card (read about it last night on the forums and figured wth)-- $3.5K
Amazon Prime Rewards Visa Signature Card (Been a Chase Checking account holder since 2015 and own 3 Chase credit cards with total CL's of $10K. Not sure if that helped for approval or not.)-- $5K
FICO-- 690
Thanks for all the tips! You guys are helping so many of us out here ![]()
Congrats on your approvals! 🎉 Those are some nice cards you got there!
@GrabbedByTheGhoulies wrote:Congrats on your approvals! 🎉 Those are some nice cards you got there!
Thank you
Congrats to you on the AMEX approval, as well!
Congrats on your approvals.









Congrats on your Approvals Galore !!
Congratulations on your approvals! I also found these forums while in college and they have been instrumental in the success of my build.
@CreditAggie wrote:Congratulations on your approvals! I also found these forums while in college and they have been instrumental in the success of my build.
Thanks!
These forums are a godsend. I was also able to help my husband (who I met shortly after finding these forums lol) establish his credit. He was a cash user through and through. Now he has a collection of CapOne's (the first card company I encouraged him to get thanks to these forums), an AMEX card, and a new Discover with SL of $10K. We want to buy a house as first-time buyers in 3 years so we will be heading to the garden for now.
Grats on your trifecta of approvals!!!
Congrats on the approvals!