AMEX BCE approval with thin file!!!

[CreditRookie22]

Cool. I plan on app for bce next month. My file is similar to yours. I have 2 cc which were opened on August and November of 2013.

[-Wade-]

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@ElDoctor wrote:

Hi guys,

I've had two secured credit cards (WF and Cap1) for 6 months, with CLs of $300 and $551 respectively.

Today I applied for the BCE and guess what? Instantaneous online approval! The documents say $4000 credit limit!!! 

Just wanted to share my happiness with you and ask a question:

I added an additional card for my wife. Do both cards generate cash back? or only the one of the principal user?

Thanks!

R

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Congrats on your approval WTG

[alvon123]

Nice!!!

[coldnmn]

Congrats! Welcome to the forum and thanks for sharing.

[striehl8212]

Congrats!! Nice starting limit too!!

[MsLadyRover]

Awesome approval! Congratulations!!

[kchengg1]

Congrats on the huge win!! 

If you don't mind me asking, do you have a particularly large annual income?

[ElDoctor]

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@kchengg1 wrote:

Congrats on the huge win!! 

If you don't mind me asking, do you have a particularly large annual income?

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Thanks!! Joint income with my wife: 90k

[Anonymous]

Hi

I'm in a very similar situation.

I have "Thin Credit File" I'm coming upto 6 months of history with ONLY a Cap One Secured Card $200

which I started with and then 2 months later added the Cap One Platinum Classic $1000

These two are my only major credit cards

I also got three store cards via the shopping cart trick. 

Ann Taylor, Express and Victoria Secret 

I would like to apply for AMEX BCE Just wondered if I also have a chance of getting approved?

[Anonymous]

Congrats.