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AMEX Bonvoy Brilliant | $23.7 SL

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MachoHombre
Regular Contributor

Re: AMEX Bonvoy Brilliant | $23.7 SL


@IntegerIntrovert wrote:

Congrats on the new card. Check out this article on the current Marriott promo. (you can earn double elite credits towards chasing status)

 

https://www.doctorofcredit.com/marriott-earn-1000-bonus-points-1-elite-night-credit-per-night/

 

 


!Thank you for that!   Making this card work will require a bit of focus.    BTW, do you understand the $200 dining credit as part of the sub?   I don't quite understand the minimum spend -or maybe there isn't one(?)

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Message 11 of 14
MachoHombre
Regular Contributor

Re: AMEX Bonvoy Brilliant | $23.7 SL


@FinStar wrote:


Congrats.

 

Yes, AmEx 's algorithms have been known to carve out a portion of any existing exposure if you have not used a significant amount of any available credit lines for an undetermined period.

 

You can reallocate them accordingly depending on how you expect to use them.


Yes, I see that!   I should have anticipated this going in, but it never entered my mind.   Not a big deal, I may modify the allocation but in truth I should be OK. 

Thaks for the info!

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Message 12 of 14
Aim_High
Super Contributor

Re: AMEX Bonvoy Brilliant | $23.7 SL

Congrats on a very nice approval on your AMEX Marriott Bonvoy Brilliant, @MachoHombre! Smiley Very Happy

 

You_Da_Man.jpg

 

Personally, I think this may be one of the best cards that AMEX offers, depending on your loyalty to Marriott.  It packs a TON of value for the high AF and the credits are so easy. 

 

Sorry that they reallocated your limits but I understand that it's easy to move them around later yourself.  I've had the same thing happen on BofA CLI requests and Chase reallocated limits on my last card approval with them. 


Business Cards


Length of Credit > 42 years; Total Credit Limits > $947K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 13 of 14
MachoHombre
Regular Contributor

Re: AMEX Bonvoy Brilliant | $23.7 SL


@Aim_High wrote:

Congrats on a very nice approval on your AMEX Marriott Bonvoy Brilliant, @MachoHombre! Smiley Very Happy

 

Personally, I think this may be one of the best cards that AMEX offers, depending on your loyalty to Marriott.  It packs a TON of value for the high AF and the credits are so easy. 

 

Sorry that they reallocated your limits but I understand that it's easy to move them around later yourself.  I've had the same thing happen on BofA CLI requests and Chase reallocated limits on my last card approval with them. 


Thank you @Aim_High , ..and I agree on a solid AMEX offering.   I worked hard to justify *not* bringing this card into the stable, but the math is real.  And for *me* a much better choice than Chase's Bonvoy offerings.  It also makes waaay more sense for *me^ than the AMEX Platinum.

 

Ya, mild bummer on the re-allocation.   in the weeks ahead I'll likey move the CL's around.   Probably put 70%ish  to the new card and 30%ish  on the BCP.

 

(sidenote  .. if I was focused and smart:  AMEX Gold, BofA Prem Rewards and AMEX Bonvoy Brilliant  ...these three alone would be brilliant trio for my spend and keep things much more simple.    But, we both know I'm not that focused or smart so I doubt I'll be sending back cards.  LOL)

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Message 14 of 14
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