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AMEX CLI !!

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youngandcreditwrthy
Senior Contributor

Re: AMEX CLI !!

So what's your FICO?
Aaoa?
Util?
Reported income?
If you don't mind. Just trying to assess where I stand for my next 3xcli LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 33
CS800
Super Contributor

Re: AMEX CLI !!


@youngandcreditwrthy wrote:
So what's your FICO?
Aaoa?
Util?
Reported income?
If you don't mind. Just trying to assess where I stand for my next 3xcli LOL

Check your PM




Message 12 of 33
CS800
Super Contributor

Re: AMEX CLI !!

I used this card maybe 4 times in the past 6 months. Generally for the 3% cashback category.




Message 13 of 33
Anonymous
Not applicable

Re: AMEX CLI !!

grats! I'm doing my 3x CLI for BCE next week.

It won't be as high as yours but hopefully I'll get there one day!

Message 14 of 33
Anonymous
Not applicable

Re: AMEX CLI !!

Just hit the LUV button, CLI Went from $4900 to $12k Carying a $4000 Balance.Smiley Very Happy

Message 15 of 33
Anonymous
Not applicable

Re: AMEX CLI !!

Wow, 30k?!?! That's amazing! Grats to every1 for a successful AMEX CLI!

Message 16 of 33
RockinRay
Valued Contributor

Re: AMEX CLI !!

CS - congrats! $30k is a great limit with them....

Ray

** Every Card has a Job, and Every Card does its Job **
Message 17 of 33
Walt_K
Senior Contributor

Re: AMEX CLI !!


@youngandcreditwrthy wrote:
Wow!!!!
Congratulations!
Usually 25k or above gets a 4506t request.
Your cred must be stellar to get an instant approval like that!

I don't know how true that is.  A great deal of the posts about this are just people repeating what they've read on other threads rather than experiencing it themselves.  It's certainly not unheard of for requests above $25K to result in a request for income verification, but I don't know that I've seen enough to indicate that it is the norm.  My CL is above $25K from an auto CLI, which did not require income verification (but I recognize the distinction between a requested CLI and an auto increase).


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 18 of 33
culture
Regular Contributor

Re: AMEX CLI !!

Congrats.. great number !!!1

Message 19 of 33
Anonymous
Not applicable

Re: AMEX CLI !!

Impressive! Happy for you!
Message 20 of 33
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