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AMEX Cash Magnet

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Sadie5150
Regular Contributor

Re: AMEX Cash Magnet

@thornback Thank You.... I was thinking I could also ask Transunion for an EE since it's getting close to the "within 6 month" time frame of DOFD.

Message 11 of 26
thornback
Senior Contributor

Re: AMEX Cash Magnet


@Sadie5150 wrote:

@thornback Thank You.... I was thinking I could also ask Transunion for an EE since it's getting close to the "within 6 month" time frame of DOFD.


Absolutely yes - do that.  I only mentioned requesting the Goodwill because, if successful,  that would give you a deletion on all 3 reports at the same time. 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 12 of 26
Sadie5150
Regular Contributor

Re: AMEX Cash Magnet

@thornback Oh I plan on sending a Goodwill to CEO today.  Praying they will look at this account and see the details.   Ironically, they approved me for their Quicksiler 1 card back in 10/2018 with a $3500 credit limit.  Never late on it and the balance is zero.  Wish me luck!

Message 13 of 26
JoeLuvsHisCredit
Valued Contributor

Re: AMEX Cash Magnet

Congratulations

Message 14 of 26
AllZero
Mega Contributor

Re: AMEX Cash Magnet

Congratulations on your approval!
Message 15 of 26
cashorcharge
Community Leader
Super Contributor

Re: AMEX Cash Magnet

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 16 of 26
CreditAggie
Community Leader
Super Contributor

Re: AMEX Cash Magnet

Congratulations on your Amex approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 26
MyFault
Valued Contributor

Re: AMEX Cash Magnet

Congrats on your approval.
3x your current limit is the max you'll be approved for regarding a CLI. And depending upon your profile you can typically get an approval 61 days after account opening.
Some, like myself, were able to request a CLI before our card even showed up in the mail. But that was before the pandemic. It's a soft pull so you can try it, but the "definitive Amex 3X CLI guide" applies.




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Message 18 of 26
Demented1
Established Contributor

Re: AMEX Cash Magnet

Congrats on the AmEx CM and  a little recon doesn’t hurt!




Message 19 of 26
Sadie5150
Regular Contributor

Re: AMEX Cash Magnet

@MyFault should I request the cli online if that's an option?  Or call them personally in the morning?  Thanks for the info!

Message 20 of 26
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