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AMEX EDP

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Harvey26
Valued Contributor

AMEX EDP

Applied back on 01/21. Got to end of app and sent a code to my phone then got an app cancellation message. Never got an email saying the recieved my application. Call backdoor gentlemen said they sent me a letter. As of today I never recieved letter. Called today and got a woman who said they needed a 4506-T from me and I said you just got that from me back in Sept. NOTHING has changed beside my credit score has increased and I have closed some cards. She said ok and put me on hold told me she spoke with the back end team and they could use the one that they already had on file from my BCE nightmare from last year. Rep stated I would get notified in 48-72 hours. Well while I was out a my local Kroger shopping for stuff to make some homemade turkey burgers. I got a ding on my apple watch from gmail with an email from American Express saying "Congratulations Your Approved." Super stoked got home and registered and to my suprise I was approved for 10K @ 15.99%. My BCE was 2K @ 23.99%  Closed that account. I will say that since Sept my EX score went from 752 to 771 and I did close a little over 40K in open credit so maybe that scared them the last time. Hopeful that this account will grow to 30K @ 91 day mark. If so then I will politely close my quicksliver which is 30K @ 19.99. 

Amex Everyday: 32k, Macys Amex: 4k , BOA Premium Rewards: 70k , Best Buy Visa: 7k , VACU Mastercard: 11.5k, Discover: 25k, Amex Platinum (POT: 37.5k), Apple Card:4K, Saks WEMC 18.7k, PNC Cash Unlimited: 30k, Citi Costco: 9.5k, Chase Amazon Prime: 35k
Message 1 of 15
14 REPLIES 14
cashorcharge
Community Leader
Super Contributor

Re: AMEX EDP

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 2 of 15
AllZero
Mega Contributor

Re: AMEX EDP

Congratulations on your approval!
Message 3 of 15
Anonymous
Not applicable

Re: AMEX EDP

Congrats on the AMEX!

Message 4 of 15
gdale6
Moderator Emeritus

Re: AMEX EDP

Grats on your EDP approval Smiley Happy

Message 5 of 15
Anonymous
Not applicable

Re: AMEX EDP

congrats on the approval and sl!

 

considering getting out the garden for this card.

 

need a card to use for gas and tolls

Message 6 of 15
Harvey26
Valued Contributor

Re: AMEX EDP

@Anonymous well looks like you already have amex so it will be an SP. So kinda leaving the garden but not at the same time. lol

Amex Everyday: 32k, Macys Amex: 4k , BOA Premium Rewards: 70k , Best Buy Visa: 7k , VACU Mastercard: 11.5k, Discover: 25k, Amex Platinum (POT: 37.5k), Apple Card:4K, Saks WEMC 18.7k, PNC Cash Unlimited: 30k, Citi Costco: 9.5k, Chase Amazon Prime: 35k
Message 7 of 15
Anonymous
Not applicable

Re: AMEX EDP


@Harvey26 wrote:

@Anonymous well looks like you already have amex so it will be an SP. So kinda leaving the garden but not at the same time. lol


Smiley Tongue

Message 8 of 15
Getty59
Regular Contributor

Re: AMEX EDP

Congratulations on the approval! 👍

NFCU More Rewards: $23,100

NFCU Cash Rewards: 25,000


Capital One Venture: $10,250
Message 9 of 15
CreditAggie
Community Leader
Super Contributor

Re: AMEX EDP

Congratulations on your Amex approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 15
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