AMEX Every Day Card Approval

[MyFault]

Congrats!

[Anonymous]

Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

[Medic981]

Congrats ! ! !

[Marz2002]

YOU...

CONGRATS @Comand on your AmEx ED approval and Welcome to the AmEx family and the FORUMS!!!

[Comand]

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@Anonymous wrote:

Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

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Thanks! I definitely am planning on using the balance transfer bonus  . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?

[Anonymous]

Congrats on your approval!!

[gdale6]

Grats on your new Amex and welcome to the board

[Comand]

Thank you for the welcoming everyone!

[Anonymous]

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@Comand wrote:

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@Anonymous wrote:

Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

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Thanks! I definitely am planning on using the balance transfer bonus  . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?

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It doesn't, so I would suggest doing the spend to get the bonus MR points and pay that off before you do the BT. Also BT's do not earn MR points. Once you do a BT, any charges afterwards start charging interest on the new balance immediately. 

[Comand]

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@Anonymous wrote:

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@Comand wrote:

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@Anonymous wrote:

Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

---

Thanks! I definitely am planning on using the balance transfer bonus  . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?

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It doesn't, so I would suggest doing the spend to get the bonus MR points and pay that off before you do the BT. Also BT's do not earn MR points. Once you do a BT, any charges afterwards start charging interest on the new balance immediately. 

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Interesting, thanks. So once I do the BT, even with 0%APR offer, I will be charged on the charges after? The APR offer doesn't apply?