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AMEX Everyday Card

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MissMoni223
Senior Contributor

Re: AMEX Everyday Card

CONGRATS on your AMEX approval!  I too am looking forward to joining that family once I come out of the Garden in June 2015.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 11 of 15
ExplicitElicit
Established Contributor

Re: AMEX Everyday Card

Thanks guys!

 

As for my scores I have a few different sources that I use:

 

ProtectMyID:

 

Trans:727

Eq:719

Exp:727

 

 

myFico:

 

Eq: 668 (This is my lowest score//I think because I have 10 inq on it from when I purchased my truck - They only hit Eq)

 

 

CK: (I only use this for alerts - I know the score is useless)

 

Trans: 790

 

 

 

I have perfect payment history and my utl is at 15.7% when I applied. They pulled Exp which I only had 6 inq within 12 months on. I applied online and was nervous because I felt like it was taking forever and them BOOM - APPROVED! 

 

 

When I called AMEX I asked them what score they pulled -- EXP: 702 fico score. (I was previously denied for the prem. gold amex with this same score in January, ever since they released the everyday I have been eager to apply - glad I did!

Message 12 of 15
Anonymous
Not applicable

Re: AMEX Everyday Card


@ExplicitElicit wrote:

Thanks guys!

 

As for my scores I have a few different sources that I use:

 

ProtectMyID:

 

Trans:727

Eq:719

Exp:727

 

 

myFico:

 

Eq: 668 (This is my lowest score//I think because I have 10 inq on it from when I purchased my truck - They only hit Eq)

 

 

CK: (I only use this for alerts - I know the score is useless)

 

Trans: 790

 

 

 

I have perfect payment history and my utl is at 15.7% when I applied. They pulled Exp which I only had 6 inq within 12 months on. I applied online and was nervous because I felt like it was taking forever and them BOOM - APPROVED! 

 

 

When I called AMEX I asked them what score they pulled -- EXP: 702 fico score. (I was previously denied for the prem. gold amex with this same score in January, ever since they released the everyday I have been eager to apply - glad I did!


Awesome - thanks very much for the info!

Message 13 of 15
ChargeItPlease
Regular Contributor

Re: AMEX Everyday Card

Congrats on the approval.

Starting Score: 400s (2011) Current: EQ 655 (01-2014) Goal: 700 Last app: 01-01-14. No apps 'til 12-2014!
Message 14 of 15
ExplicitElicit
Established Contributor

Re: AMEX Everyday Card

Thanks everyone!

Message 15 of 15
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