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CONGRATS on your AMEX approval! I too am looking forward to joining that family once I come out of the Garden in June 2015.
Thanks guys!
As for my scores I have a few different sources that I use:
ProtectMyID:
Trans:727
Eq:719
Exp:727
myFico:
Eq: 668 (This is my lowest score//I think because I have 10 inq on it from when I purchased my truck - They only hit Eq)
CK: (I only use this for alerts - I know the score is useless)
Trans: 790
I have perfect payment history and my utl is at 15.7% when I applied. They pulled Exp which I only had 6 inq within 12 months on. I applied online and was nervous because I felt like it was taking forever and them BOOM - APPROVED!
When I called AMEX I asked them what score they pulled -- EXP: 702 fico score. (I was previously denied for the prem. gold amex with this same score in January, ever since they released the everyday I have been eager to apply - glad I did!
















@ExplicitElicit wrote:Thanks guys!
As for my scores I have a few different sources that I use:
ProtectMyID:
Trans:727
Eq:719
Exp:727
myFico:
Eq: 668 (This is my lowest score//I think because I have 10 inq on it from when I purchased my truck - They only hit Eq)
CK: (I only use this for alerts - I know the score is useless)
Trans: 790
I have perfect payment history and my utl is at 15.7% when I applied. They pulled Exp which I only had 6 inq within 12 months on. I applied online and was nervous because I felt like it was taking forever and them BOOM - APPROVED!
When I called AMEX I asked them what score they pulled -- EXP: 702 fico score. (I was previously denied for the prem. gold amex with this same score in January, ever since they released the everyday I have been eager to apply - glad I did!
Awesome - thanks very much for the info!






Thanks everyone!















