AMEX Green Card Approval (No HP Inquiry)

creditguy321 · ‎08-22-2022

Hey All,

Yesterday I applied for and was approved for an AMEX Green Card! Some folks here on the forum mentioned that there was a good chance I'd be able to qualify based on my scores and getting approved for the AMEX Delta Platinum about 90 days ago, and that turned out to be solid info. The best part is that it doesn't appear to have been a HP to get it. The approval docs referenced my Experian score being 659 based on FICO which is from last month so they must have SP or used info from my previous app?

Either way very excited to be in this family of products from American Express, and it's a really good feeling when thinking about the progress I've made since rebuilding my credit!

Current Credit Cards: AMEX Platinum (NPSL) AMEX Green Card (NPSL) AMEX Gold Card (NPSL) American Express Blue Cash Preferred (14.7K) American Express Delta Platinum ($5.1K), Discover Chrome IT ($3.5K), Apple Card ($3.5K),

August My Fico 8: Experian- 694 Transunion- 658 Equifax- 702

Rebuilding since September 2020- Experian 496

FLLGuy · ‎08-22-2022

Congrats on the 1,2 Amex combo.

Lou-natic · ‎08-22-2022

The best approval is the SP approval! Congratulations!

8/8/25

2/16/26

pizzadude · ‎08-22-2022

Congrats on the rebuilding success and AMEX Green approval ( with SP ) !!

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

babygirl1256 · ‎08-22-2022

Congrats on your Amex Green Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

KingRue8500 · ‎08-22-2022

Congrats on your AMEX Green approval

CreditAggie · ‎08-22-2022

Congratulations on your Amex Green approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

gingerflower · ‎08-22-2022

Congratulations!

SDMarik · ‎08-23-2022

Congrats on the Amex Green card! There's nothing like a SP approval, especially for a card that you want!

"When prosperity comes, do not use all of it"

MartyWrite75 · ‎08-23-2022

Awesome! Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)