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Pulled the trigger-Got the approval!! So if I want to push my luck and try for the BCE-when should I do it???

































BUSINESS 




Congrats! Why BCE and not BCP? I would wait until January for maximum backdating.
Congrats!!
in regards to app sprees, dont these creditors know that you are applying everywhere?
PS...in short, whats maximum backdating?
Congrats on your new card ![]()
@RJT1534 wrote:Congrats!!
in regards to app sprees, dont these creditors know that you are applying everywhere?
PS...in short, whats maximum backdating?
Not necessarily so, if you know what bureau the creditor is likely to pull you can spread the inquiries over all 3 reports. They will all know once all the new accounts report, some are known to take AA due to a spree, Barclays is one of them, they dont like a bunch of new accounts within 6 months of their account being opened.
Congrats! Thanks for sharing.
@RJT1534: Thanks-but what do you mean applying everywhere? I haven't applied everywhere. This is the first app I've submitted in 2 months! I do have quite a few accts but I've had them all for a while and managed them accordingly.

































BUSINESS 




@Credit-hoarder wrote:Pulled the trigger-Got the approval!! So if I want to push my luck and try for the BCE-when should I do it???
Congrats push it right now and good luck
not you. I meant people in general.
Congrats!! I know it feels good!!