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AMEX Green-I'm In!!

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Credit-hoarder
Valued Contributor

AMEX Green-I'm In!!

Pulled the trigger-Got the approval!! So if I want to push my luck and try for the BCE-when should I do it???

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 21
20 REPLIES 20
B335is
Moderator Emeritus

Re: AMEX Green-I'm In!!

Congrats!  Why BCE and not BCP?  I would wait until January for maximum backdating.

Message 2 of 21
RJT1534
Established Member

Re: AMEX Green-I'm In!!

Congrats!!

 

in regards to app sprees, dont these creditors know that you are applying everywhere? 

 

PS...in short, whats maximum backdating?

Message 3 of 21
gdale6
Moderator Emeritus

Re: AMEX Green-I'm In!!

Congrats on your new card Smiley Happy

Message 4 of 21
gdale6
Moderator Emeritus

Re: AMEX Green-I'm In!!


@RJT1534 wrote:

Congrats!!

 

in regards to app sprees, dont these creditors know that you are applying everywhere? 

 

PS...in short, whats maximum backdating?


Not necessarily so, if you know what bureau the creditor is likely to pull you can spread the inquiries over all 3 reports. They will all know once all the new accounts report, some are known to take AA due to a spree, Barclays is one of them, they dont like a bunch of new accounts within 6 months of their account being opened.

Message 5 of 21
coldnmn
Mega Contributor

Re: AMEX Green-I'm In!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 21
Credit-hoarder
Valued Contributor

Re: AMEX Green-I'm In!!

@RJT1534: Thanks-but what do you mean applying everywhere? I haven't applied everywhere. This is the first app I've submitted in 2 months! I do have quite a few accts but I've had them all for a while and managed them accordingly.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 21
myjourney
Super Contributor

Re: AMEX Green-I'm In!!


@Credit-hoarder wrote:

Pulled the trigger-Got the approval!! So if I want to push my luck and try for the BCE-when should I do it???


Congrats push it right now and good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 21
RJT1534
Established Member

Re: AMEX Green-I'm In!!

not you. I meant people in general. 

Message 9 of 21
CreditJunkie917
Frequent Contributor

Re: AMEX Green-I'm In!!

Congrats!! I know it feels good!!

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 10 of 21
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