@paulesport wrote:
@ceejay78 wrote:thank you @pizzadude yes, was a soft pull, my credits are all frozen
Congrats on the choice card! And what do you mean by frozen? You froze it to ensure they see the score you want to be seen?
@paulesport thank you. my credit scores are always frozen to avoid "accidental" HP/hard inquiries. I only unfreeze if I know I will be applying and I need my score(s) to be unlocked. Freezing means no one can hard pull your scores and since I am an Amex member, they usually only SP applications for members, so no hard inquiry is recorded if you get approved or denied. My last app was a SP as well, but as the others more knowledgeable on here will say YMMV.
That’s a great idea so there’s no surprises! Thanks
personal
biz
Start 1/1/19
Best 11/15/21
Current rebuild
