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AMEX SPG Approval!

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jgdev
Regular Contributor

AMEX SPG Approval!

I checked the prequalified offers page this morning on Amex's website and saw the SPG was on there. So I clicked on the Apply Now button and instead of the usual "Applying to expand your membership with us" text I got the "You're preapproved". So I pulled the trigger on the app and got a "We need more time to process" which is normal since I have an extended fraud alert on my profile. I called them up and after verification got approved with a $1000 SL. Not the greatest but my other cards I have with them are a BCE at $500CL that I got the "credit steps" email for and an SPG that I have been charging and paying $1000 a month on. They are I think finally starting to open the gates just a smidge haha. 

 

Also got the Sign Up Bonus of 75k points for $3k spend in 3 months. Marriott is my preferred hotel chain and I have been wanting this card for a while since I can't get the chase one(Burned them for 3.5k 6 years ago and they cancelled the debt so it didn't have to be repaid).

06/01/2022

12/07/17
Message 1 of 9
8 REPLIES 8
xaximus
Valued Contributor

Re: AMEX SPG Approval!

Congrats on the approval! The rebuilding is never easy but the little doors that open can lead to better things! You're doing great!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 2 of 9
SomewhereIn505
Valued Contributor

Re: AMEX SPG Approval!

Nicely played! As AmEx gets to know you, and you continue to treat AmEx well, more will open up to you!

 

 


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 3 of 9
jgdev
Regular Contributor

Re: AMEX SPG Approval!

Also in case anyone is wondering or needs more datapoints on the whole SP new card thing. I'm fairly confident now that if you have an extended fraud alert on your credit report you will get a HP for every application with AMEX. I have applied and gotten 3 cards since may with them and I got a HP with each and every one.

06/01/2022

12/07/17
Message 4 of 9
Cred4All
Valued Contributor

Re: AMEX SPG Approval!


@jgdev wrote:

Also in case anyone is wondering or needs more datapoints on the whole SP new card thing. I'm fairly confident now that if you have an extended fraud alert on your credit report you will get a HP for every application with AMEX. I have applied and gotten 3 cards since may with them and I got a HP with each and every one.


Good data point, congrats on the approval!


Message 5 of 9
Anonymous
Not applicable

Re: AMEX SPG Approval!

Congratulations on your approval! Good data point about the HP vs. SP for the application! 

Keep up the great work on your rebuild! Smiley Happy 

Message 6 of 9
Anonymous
Not applicable

Re: AMEX SPG Approval!

Congrats on Amex approval!!!Smiley Very Happy

Message 7 of 9
SweetCreditObsession
Valued Contributor

Re: AMEX SPG Approval!

Congratulations on the new account! ☺️



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 9
drboxing
Established Contributor

Re: AMEX SPG Approval!

Congrats




Message 9 of 9
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