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I wanted to apply for both the TE and BCP with one pull so called AMEX. The person I spoke with said it would result in 2 pulls, even if applied at the same time. Therefore, I applied via phone for a business TE as they give 4% on gas, this will be my gas card. At the end their system went down and asked me to call back. Thinking it was the business end, I applied online for a BCP while waiting. Of course I got a reply to call in.
When I called they explained applying for a second before the first was completed caused a flag. Anyhow, her system was up and I got approved for TE. She said the BCP would take 4-5 days to run through the system. Apparently, if I waited until the first was completed it would have been completed just as quickly.
I've never been turned down for credit but also havent applied for a new CC in years, and was a little pessimistic as I don't know how strict they are. I have FICO EQ 719 and EX 741, (2) 30 day lates on Sears card 2 years ago and a 4 year old medical bill collection.
Congrats! Thanks for sharing.
Congrats! Thanks for sharing.
congrats




Congrats
@Anonymous wrote:I wanted to apply for both the TE and BCP with one pull so called AMEX. The person I spoke with said it would result in 2 pulls, even if applied at the same time. Therefore, I applied via phone for a business TE as they give 4% on gas, this will be my gas card. At the end their system went down and asked me to call back. Thinking it was the business end, I applied online for a BCP while waiting. Of course I got a reply to call in.
When I called they explained applying for a second before the first was completed caused a flag. Anyhow, her system was up and I got approved for TE. She said the BCP would take 4-5 days to run through the system. Apparently, if I waited until the first was completed it would have been completed just as quickly.
I've never been turned down for credit but also havent applied for a new CC in years, and was a little pessimistic as I don't know how strict they are. I have FICO EQ 719 and EX 741, (2) 30 day lates on Sears card 2 years ago and a 4 year old medical bill collection.
Congrats on approval for TE! You'll probably be approved for the BCE as well.