APP / CLI Spree- All Approved!

bronxboy10 · ‎10-05-2015

First off- thank you to the Fico Forums community for helping me during my rebuilding journey over the past year. I have improved my scores almost 100 points in 10 months. I went on a CLI and APP spree today, here is how things turned out:

CLIs

Discover IT- $500 CLI ($1800-$2300) I opened the card in December 2014 and have carried carred a balance about half the time on this card.

Barclaycard Apple Rewards- $1450 CLI ($2000-$3450) I opened the card in December 2014 and have carried carred a balance about half the time on this card.

APPs (Approvals)

Amex Everyday- APPROVED- $3500 CL. So happy about this one. A year ago, I never thought I would be part of the Amex family!

Virgin America Visa Signature- APPROVED- $3000 CL. This is my first Visa Signature card!

...and the big one

Capital One Venture Card- APPROVED- $15000 CL. I almost fell out of my chair when I saw the $15000 CL. This is by far my largest limit. I love Capital One. This is my 4th card with them. I get a CLI on every card I have like clockwork every 6 months.

APPs (Denials / other notices)

Citi Double Cash- DENIED. Will call tomorrow to recon.

Barclaycard World Elite Mastercard- DENIED. Called to recon, said that they just extended additional credit on my Apple card, do not want to extend any more credit at this point in time.

Amex Delta Gold- No Decision. Received the following message-

In order to provide you with an instant decision, we need to speak with you. We are available to assist you during our Hours of Operations: Monday-Friday 8AM to Midnight, Saturdays 9:30AM to 9PM, and Sundays 10AM to 9PM Eastern Time. Please call us at 1-800-582-6471 to be connected directly to a Customer Care Professional who will provide you with a decision.

Hopefully after I call them in the morning, I will get an approval for the delta card as well. I fly a lot, VX is my preferred airline and Delta is my #2. So if I get approved for both cards, I will be VERY happy.

Anonymous · ‎10-05-2015

Congrats on the approvals! If you don't need large limits, talk to Barclay recon again and see if (instead of extending you more credit) they can take some of your CL from the Apple card to open the new MC.

Anonymous · ‎10-05-2015

Congratulations, bronxy!

OmarGB9 · ‎10-05-2015

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎10-06-2015

Congrats!

And I know what you mean, I love Cap One too!!!!!

Anonymous · ‎10-06-2015

Congratulaitons!

MissMoni223 · ‎10-06-2015

CONGRATS on your App/CLI Spree success!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

Anonymous · ‎10-06-2015

Congrats!!

bronxboy10 · ‎10-06-2015

I called Amex at the phone number they provided during my lunch break. I spoke with a lovely lady who assured me "there is nothing wrong with your application". This is apparently standard procedure for Amex when they have someone apply for 2 cards in a short period of time. She said I will receive a decision on the application by Friday. I'll post back when I receive that decision.