Chapter 13 BK finally discharged!! I've learned so much over the years from this forum, and I'm glad to be back. I'm trying to be very careful and selective about my apps this time around. Any suggestions would be helpful....so far so good.
Capital One Savor One $3000
Discover It Secured $200
**Not really worried about SL....just glad to finally get a foot in the door and hoping this will graduate.
Equifax 619
Experian 610
TransUnion 697
Congrats on the approval!
@blkroyalT- Congrats completing your BK13 plan, trust me i know it wasn't easy. However, you have a clean slate and all you have to do is be responsibly calculated on your new apps. I see you're already to a good start with Cap1 and Discover, let these two grow and Discover will graduate with good use and PIF. Congrats once more on your approvals.
Congratulations on your approvals.
Yes, I am going to guard them heavily! LOL
@FLLGuy wrote:@blkroyalT- Congrats completing your BK13 plan, trust me i know it wasn't easy. However, you have a clean slate and all you have to do is be responsibly calculated on your new apps. I see you're already to a good start with Cap1 and Discover, let these two grow and Discover will graduate with good use and PIF. Congrats once more on your approvals.
Thanks so much! I'm taking good advice and tips and avoiding being Willy Nilly with the hard pulls. I've learned to only apply for cards that make sense. I'm ashamed to say that I fell into the old "shopping cart trick" in the past. Ridiculous amounts of cards...smh.
Congratulations! Completing a BK13 is not easy, so that's a commendable accomplishment. Looks like you're off to a great start with CapOne and Discover. Take good care of them and your scores will climb, opening up the doors to more useful cards and higher SLs.
