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APPROVED Chase Freedom Unlimited $20k SL

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dcp0524
Regular Contributor

APPROVED Chase Freedom Unlimited $20k SL

I hit 4/24 on 02/18. Applied early on 02/19. Instantly approved $20k SL. APR was the highest given 29.24%, total opposite from my Prime Visa that got the lowest APR.

 

Not the end of the world but the card was issued as a regular visa and not a visa signature. Who knows if I would have ever used the extra benefits. I guess I'm just shocked a card with a $20,000 limit is not visa signature. IMG_6629.jpeg

 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 1 of 23
22 REPLIES 22
gorgon
Established Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Amazing SL! Congrats!

Message 2 of 23
citymunky
Established Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Congrats on the approval. Was this cold app or was it recommended to you under the "Just for you" link?

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 3 of 23
dcp0524
Regular Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL


@citymunky wrote:

Congrats on the approval. Was this cold app or was it recommended to you under the "Just for you" link?


Cold app. Credit card preapprovals have never showed on "just for you" for me. Only auto loan approvals. 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 4 of 23
CorpCrMgr1
Valued Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Congratrulations on your approval and nice SCL!!

Message 5 of 23
Rogue46
Established Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Congratulations that's a nice SL





Message 6 of 23
TekkenQQ7
Established Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Congratulations



Message 7 of 23
NoHardLimits
Valued Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL


@dcp0524 wrote:

Not the end of the world but the card was issued as a regular visa and not a visa signature. Who knows if I would have ever used the extra benefits. I guess I'm just shocked a card with a $20,000 limit is not visa signature.

 


Wait until you receive the physical card.  It's possible that the picture on your approval screen is only a generic Visa image rather than indicative of "Signature" status.

January 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 0/6, 1/12, 3/24 | Util: 2% | DTI: 1%
Message 8 of 23
coreyb80
Super Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL

Congrats on the strong approval!

Message 9 of 23
Wavester64
Valued Contributor

Re: APPROVED Chase Freedom Unlimited $20k SL


@dcp0524 wrote:

@citymunky wrote:

Congrats on the approval. Was this cold app or was it recommended to you under the "Just for you" link?


Cold app. Credit card preapprovals have never showed on "just for you" for me. Only auto loan approvals. 


Congrats! Smiley Happy Usually DPs say you should wait for the 25th month before applying when you hit 4/24, but you did it the very next day, WTG! I am being cautious because I hit 4/24 almost the same day as you, but I am waiting until next month to app to make sure.






Potential Future Cards

Closed Accounts
Message 10 of 23
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