@NoHardLimits wrote:
@dcp0524 wrote:Not the end of the world but the card was issued as a regular visa and not a visa signature. Who knows if I would have ever used the extra benefits. I guess I'm just shocked a card with a $20,000 limit is not visa signature.
Wait until you receive the physical card. It's possible that the picture on your approval screen is only a generic Visa image rather than indicative of "Signature" status.
I messaged chase and ask bc it only showed standard visa when I added the card to apple wallet.
@dcp0524 wrote:I hit 4/24 on 02/18. Applied early on 02/19. Instantly approved $20k SL. APR was the highest given 29.24%, total opposite from my Prime Visa that got the lowest APR.
Congrats! To be clear, you applied the DAY after you dropped to 4/24? I'll be dropping to 4/24 on March 24th but was going to wait until April 1st to apply for a Chase card.
@keekers wrote:
@dcp0524 wrote:I hit 4/24 on 02/18. Applied early on 02/19. Instantly approved $20k SL. APR was the highest given 29.24%, total opposite from my Prime Visa that got the lowest APR.
Congrats! To be clear, you applied the DAY after you dropped to 4/24? I'll be dropping to 4/24 on March 24th but was going to wait until April 1st to apply for a Chase card.
Correct.
AMEX BCE approved 02/18/2022
AMEX BCP approved 06/12/2022
WF Autograph approved 07/14/2022
US Bank Alt Connect approved 12/09/2022
Chase Prime Visa approved 04/27/2023
There's DP's out there that say you're in the clear the month you dip under 5/24, so for me it would have been 02/01/2024. Some say wait until the day after, some say wait until the month after. 🤷🏻♂️
I wasn't worried about the hard pull so I went for it.
@youngandcreditwrthy wrote:congrats! OUCH, thats high apr.
these banks really are approving more credit because.. there is more interest to be had.
Im sure you know, but please do not carry a balance on this card! haha
and the amazon card and this one have different underwriting standards.
I don't lose sleep over APR's. I've never paid a penny in interest on my credit cards.
@dcp0524 wrote:
@NoHardLimits wrote:
@dcp0524 wrote:Not the end of the world but the card was issued as a regular visa and not a visa signature. Who knows if I would have ever used the extra benefits. I guess I'm just shocked a card with a $20,000 limit is not visa signature.
Wait until you receive the physical card. It's possible that the picture on your approval screen is only a generic Visa image rather than indicative of "Signature" status.
I messaged chase and ask bc it only showed standard visa when I added the card to apple wallet.
I must admit that I am surprised by this result. A $20k starting limit certainly seems like it would qualify for a "signature" version.
In the end, the signature aspect doesn't really mean all that much in the real world because it is the financial institution that controls which benefits are actually provided to the cardholder.
@NoHardLimits wrote:
@dcp0524 wrote:
@NoHardLimits wrote:
@dcp0524 wrote:Not the end of the world but the card was issued as a regular visa and not a visa signature. Who knows if I would have ever used the extra benefits. I guess I'm just shocked a card with a $20,000 limit is not visa signature.
Wait until you receive the physical card. It's possible that the picture on your approval screen is only a generic Visa image rather than indicative of "Signature" status.
I messaged chase and ask bc it only showed standard visa when I added the card to apple wallet.
I must admit that I am surprised by this result. A $20k starting limit certainly seems like it would qualify for a "signature" version.
In the end, the signature aspect doesn't really mean all that much in the real world because it is the financial institution that controls which benefits are actually provided to the cardholder.
Yeah it's nothing to worry about. It just caught me off guard. Never seen a card with a SL that high not be VS when it's available on the card. I think I've used visa signature benefits once in my life.
Congratulations!! Nice SL
Congrats on the approval!
