Super excited!
I've been on a slight app spree (only 2 apps) this week! I was feeling a little confident and applied for the AMEX Everyday card and was surprised that I was approved for a SL of $2,000! Feeling even more confident, I responded to the Chase Freedom pre-qual letter that I recieved in the mail and was approved again for $2,500! Super excited about my new cards. It will definitley bring my overall utilization down.
Some quick background:
21 year old college student, roughly making $13,500 a year
TU: 743
EX: 743
EQ: 742
Current cards:
Discover It Student (05-12): $500, CLi 12-14, $1,250
Marshalls/ Sychrony Bank Card (07/12): $1,700
Citi ThankYou Preferred Student Card (06-15): $2,500
AMEX Everyday (11-15): $2,000
Chase Freedom (11-15): $2,500
Inquires:
TU- 2 (Discover, will drop off next year, Chase)
EQ- 3 (2 will drop off in the summer)
EX- 2 (AMEX and Citi)
Kind of surprised about my credit score numbers, being that Discover reported to me that my FICO score was only 726, but then I paid for my actual credit score and saw those numbers. Now I am back to gardening! Definitely trying to set myself up for something great in the future.
