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Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

M_Smart007
Legendary Contributor

Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Another one for the booksSmiley Tongue

 

Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

 

Affinity Pure Rewards Approval 3-31-2023 1a.png

Pure Rewards Visa®
5,000 bonus points on first purchase1
Plus earn points on every purchase you make when you use your Pure Rewards Visa®.

 

2nd CC with AFCU "Affinity Federal Credit Union"

1st CC -> "Cash Rewards VISA Aproved 08-26-2022"

 

DP's

Cold App. / No Pre-Approval.

Pulled Experian / No DOC's or POI required.

Experian FICO® Score 8 -> 777 Experian data on Mar 31, 2023 

14/24 new accounts

40 EX  inquiries/ in 24 months (a bunch fall off by June 2023

15 Scoreable inquiries /12 Months

AoYRA = 2-18-2023 (Reporting)

AAoA = 3 Years, 11 Months

AoOA - 39 Years 9 Months - AMERICAN EXPRESS

AZEO = Penfed PCR VISA reporting @ 10% Util.

85 Open Revolving accounts

 

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40 closed accts.

0% Agg. Utilization

No Mortgage - PIF 2005 / Fell off CB reports.

No open Auto loans / 5 closed reporting PIF

One open Installment loan @ $20.00 bal of $25K

No Baddies, BK's, CO's, Lates or derogs.

Sufficient income

 

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13 REPLIES 13
GatoradeZeroGuy
Valued Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

When they ask where you were when @M_Smart007 reached $2m, I'll be glad to say that I was here when it happened 

 

$2m when?

 

Congrats on another approval!!

Starting FICO 8:

Current FICO 8:

2/6, 5/12, 9/24






Message 2 of 14
JoeRockhead
Valued Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Well, I don't feel so bad now that I see I can at least hang with you in the zero mortgage club, that top line catagory though... I'm going to need a minute to catch up there 🤣. Very nice SL and approval, congratulations @M_Smart007 !

Message 3 of 14
CreditAggie
Community Leader
Super Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Congratulations on your Affinity FCU approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9 (September 2023):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 14
EAT_SLEEP_JEEP
Valued Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY REWARDS VISA $23500 SL/ NFCU FLAGSHIP $38K CL/ NFCU MORE REWARDS $25K SL / SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ INVESTEX CREDIT UNION PLATINUM REWARDS $1500/ PAYPAL CREDIT LINE $1700
Message 5 of 14
Traveler101
Established Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Congratulations 🎊  on your approval. 

Message 6 of 14
cashorcharge
Community Leader
Senior Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Please pick up a Lotto Ticket today!

WooHoo!!!!!!!! Congratulations 🍾🎊🎉 

Message 7 of 14
nytokyobred79
Valued Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

Congrats on another impressive approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $197,500 | Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $19.5K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $49K
Cap 1 Venture Rewards- SL $10K | CL $ 17.5K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $26.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
Message 8 of 14
Jnbmom
Community Leader
Super Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

@M_Smart007 

 

Congratulations 🎈 

EXP 780 EQ 791TU 795
Message 9 of 14
SUPERSQUID
Valued Contributor

Re: Affinity FCU Pure Rewards Visa® $10,000.00 **Approval

CONGRATS!!!!!

thumb_good-job-memecrunch-com-hancock-good-job-meme-www-picsbud-com-53958850.png

{ BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 107k
Retired since 2017
Message 10 of 14
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