cancel
Showing results for 
Search instead for 
Did you mean: 

After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

tag
orionsshadow
Established Member

After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Hey everyone, after getting over my fear of having too many credit cards and realizing I didn't even have a decent rewards card I decided to apply for some new cards. 

I've been rebuilding my credit for the past coupole years from past mistakes, but finally broke mid to upper 600s.  I only had 3 cards up to this point, one usaa card and two medium limit capital one cards that just had approved CLI (hence why I felt safe to apply for new cards).

I first applied for the Capital One Venture card for travel rewards as I travel alot for my job and have been using my regular cards to pay for things that get reimbursed.  That was approved for $15k!  I couldn't believe it, that almost tripled my current highest limit.

I then applied for a Chase Freedom card since I already had one hard pull, it approved and I then applied for a Chase Slate card, unfortunately I am waiting the 7-10 pending days.

 

Later I applied for the AmEX every day card and now I am done my app spree.  I have doubled my current number of credit cards and my total available has increased by a huge limit.

 

Thank you for all the info you post here, it does indeed help the random passerby.

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Way  to go! I can't seem to get a Citi or Chase card to save my life, nor an Amex card through Amex themselves. I had to go through PenFed to get an Amex approved.

Message 2 of 22
DeeBee78
Valued Contributor

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congrats on the approvals. 

 

Hate to be a Debbie Downer, but that 7-10 day message on the Slate is probably a denial. Chase seems to be getting very picky about giving out more than one card at a time. I had preapprovals for Freedom and Slate, but Slate was denied for too many recent approvals with Chase.

 

Give it 30 days and reapply if you absolutely want the Slate, but I don't think you need it. It's good for balance transfers, and that's about it. If you wait 6-7 months, you'll probably be preapproved for the Chase Sapphire Preferred - a much better overall card. 

Message 3 of 22
Anonymous
Not applicable

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congratulations! The Slate is probably pending verification. Give them a call. The same thing happened to me. I got approved for the Freedom then applied for the Slate and got the dreaded wait message. 

Message 4 of 22
uswala
Senior Contributor

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congrats on your success!

Message 5 of 22
Anonymous
Not applicable

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congrats on your success!  Gotta love Venture!  Smiley Wink

Message 6 of 22
Anonymous
Not applicable

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

 Congratulations! -you know they say good things come in threes- fingers crossed though!

 

*edited to add quote...


orionsshadow wrote:

Hey everyone, after getting over my fear of having too many credit cards and realizing I didn't even have a decent rewards card I decided to apply for some new cards. 

I've been rebuilding my credit for the past coupole years from past mistakes, but finally broke mid to upper 600s.  I only had 3 cards up to this point, one usaa card and two medium limit capital one cards that just had approved CLI (hence why I felt safe to apply for new cards).

I first applied for the Capital One Venture card for travel rewards as I travel alot for my job and have been using my regular cards to pay for things that get reimbursed.  That was approved for $15k!  I couldn't believe it, that almost tripled my current highest limit.

I then applied for a Chase Freedom card since I already had one hard pull, it approved and I then applied for a Chase Slate card, unfortunately I am waiting the 7-10 pending days.

 

Later I applied for the AmEX every day card and now I am done my app spree.  I have doubled my current number of credit cards and my total available has increased by a huge limit.

 

 

Message 7 of 22
Anonymous
Not applicable

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congrats on your successes!
Message 8 of 22
Jerry45
Valued Contributor

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Congrats!

Message 9 of 22
AeroKrix
Frequent Contributor

Re: After perusing around here, decided to go on an app spree. 3 approvals, 1 pending

Since you have USAA, are you able to get into NFCU? With you profile, I can only assume you'll be a shoe-in for a $25k cc as well as a 15k PLOC.

Current 10/24/2024 EQ - 777 FICO ; EX - 777 FICO ; TU - 781 FICO

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.