I just wanted to let you know that Altra federal Credit Union ( anyone can join $5) has a low BT rate. She said they pull transunion.
I will post my score when I get it. score was 681 on credit karma no baddies nothing . 619 credit karma vantage. Very high debt way up there.way way up .
I was approved yesterday for a 5000 card at 10.99 for purchases and 8.9 for balance transfers (for life of card )and no fees to transfer if ( you call in every BT instead of doing yourself ) I think it may be 5% if you do it yourself. I don't know what offer you will get I am just letting you know what they offered me. They asked how much I wanted and I said 5,000. This is better than Navy Federal for BT. I am glad to be so lucky to have both. income 23,000 I know!!!!!!!!!!! Let us know if anyone has good luck with them like I did. I called in and they offered to do my app on the phone and it was approved at 8am after she got my check stubs I emailed with license. card is on its way. They are very fair. Good luck if you decide to apply!
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
