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AmEx Cash Magnet CLI- Dad

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FalconSteve
Valued Contributor

AmEx Cash Magnet CLI- Dad

I got my dad to agree to his first AmEx CLI since I am on this card as an AU and want the best score possible when I buy a house. Two days ago he was turned down summarily for a 3x request. Since they countered in the past with me, I dropped it... at first.  After today, I reapplied at $30k at he was approved!

2021 07-14- American Express - Request a Credit Limit Increase.png

 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 1 of 16
15 REPLIES 15
TekkenQQ7
Established Contributor

Re: AmEx Cash Magnet CLI- Dad

 

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Message 2 of 16
Elpadrino1
Valued Contributor

Re: AmEx Cash Magnet CLI- Dad

Congrats on your dads Amex CLI!!

Message 3 of 16
Taurus22
Valued Contributor

Re: AmEx Cash Magnet CLI- Dad

Congrats on your dad's CLI!  Smiley Wink  Maybe now he will forgive that time you almost caught the living room on fire when you were 4......lol, jk.  Way to look out for the family!

My Wallet
Sock Drawered

On Deck: No Plans Currently
Message 4 of 16
FalconSteve
Valued Contributor

Re: AmEx Cash Magnet CLI- Dad


@Taurus22 wrote:

Congrats on your dad's CLI!  Smiley Wink  Maybe now he will forgive that time you almost caught the living room on fire when you were 4......lol, jk.  Way to look out for the family!


No, but I did destroy his laptop screen in the mid 90s and I'm pretty sure he never forgave me totally... I guess time will tell (they were very expensive back then) (born in 89, so I was very young)

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 5 of 16
CreditAggie
Community Leader
Super Contributor

Re: AmEx Cash Magnet CLI- Dad

Congratulations on your dad's Amex CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 16
surferchris
Valued Contributor

Re: AmEx Cash Magnet CLI- Dad

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 7 of 16
Total80sKid
Senior Contributor

Re: AmEx Cash Magnet CLI- Dad

Congrats to Dad on his Amex Cash Magnet CLI 👍🏼

Message 8 of 16
gdale6
Moderator Emeritus

Re: AmEx Cash Magnet CLI- Dad

Nice overall CL for your dad!

Message 9 of 16
DONZI
Established Contributor

Re: AmEx Cash Magnet CLI- Dad

Nice job!

 

Could you clarify, the 30k CL outcome was less than a 3x CLI?   --thanks!

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 10 of 16
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