cancel
Showing results for 
Search instead for 
Did you mean: 

AmEx Gold Approval + Delta Blue CLI (Now AmEx Platinum)

tag
tech-d
Valued Member

AmEx Gold Approval + Delta Blue CLI (Now AmEx Platinum)

So, after having burned AmEx during the recession and finally getting everything together, they offered me a Gold Card, but I applied for the Delta Blue - low hanging fruit and whatnot. I've had that since March. I've been good about agressively paying off the $7500 in card debt I have (it was $12k in March when I was approved) and I make several payments per month with the $1000 limit it had.

 

Blue Card is up to $3000 now. When I was on the AmEx site, I got a popup for a Blue Cash Preferred Card...picked the Gold Card...

Approved for the Gold Card with a "Pay Over Time Limit: $5,000" which I guess is arbitrary and varies.

 

Then I read on here that you can apply for two AmEx cards on the same day, picked the Platinum Card. Was approved for that. Customer service was happy to take the Gold Card off and just send me the Platinum Card....wow times 3!

 

WOW Smiley Surprised I guess I finally have everything financially together again! Thanks to everyone on this forum for advice and encouragement!

TU (Discover App): 783
EX (EX website): 768

EQ (EQ website): 800
American Express Platinum NPSL || BofA Amtrak $12k || Citi Premier $9k || Disc: $8.5k || HSBC: $8.25k || Target MC: $5k || Apple: $5.5k || American Express Blue Cash Preferred $5k || American Express Delta Gold $5k || Saks: $4k || Amazon: $2.4k || Cap1: $2.5k
18 REPLIES 18
Gatortrout
Regular Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Congrats!

 

I had an account charge off in 2015, settled with them in 2018. I am hoping to get back in with them next year and also wanting the Gold card.

Message 2 of 19
dudefromtx
Established Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Congrats to you!

Message 3 of 19
M_Smart007
Legendary Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Congratulations!

Message 4 of 19
MartyWrite75
Valued Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 5 of 19
AllZero
Mega Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Congratulations on your approval and CLI!

Message 6 of 19
gdale6
Moderator Emeritus

Re: AmEx Gold Approval + Delta Blue CLI

Grats on both and getting your finances in order Smiley Happy

Message 7 of 19
Meanmchine
Super Contributor

Re: AmEx Gold Approval + Delta Blue CLI

Double congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 19
tech-d
Valued Member

Re: AmEx Gold Approval + Delta Blue CLI

I would check the pre-approval site once every 3 months, they approved me for the Delta Blue at 660-ish! Limit was $1k but now it's $3k after 6 months of behaving. You'll get there faster than you think. I was in AmEx jail for 10 years because it was just a charge off and not a settlement.

 

Also I was reading that it can't hurt to apply for two AmEx's in the same day, so I applied for the Platinum Card (why not?) and they approved that! Smiley Tongue

 

I web chatted with their support team and they are only sending me the Platinum Card now!

TU (Discover App): 783
EX (EX website): 768

EQ (EQ website): 800
American Express Platinum NPSL || BofA Amtrak $12k || Citi Premier $9k || Disc: $8.5k || HSBC: $8.25k || Target MC: $5k || Apple: $5.5k || American Express Blue Cash Preferred $5k || American Express Delta Gold $5k || Saks: $4k || Amazon: $2.4k || Cap1: $2.5k
Message 9 of 19
GApeachy
Super Contributor

Re: AmEx Gold Approval + Delta Blue CLI


@tech-d wrote:

I web chatted with their support team and they are only sending me the Platinum Card now!


So how did that unfold? 

Btw, congrats! 

My Take Home Pay Don't Take Me Home
Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.