I've not been posting just lurking but today is the day I decided to update. I joined here 2 years ago today with an EX FICO of 498. Today I am 665 and have gotten some really nice cards along the way. (My sig needs updating)
NAVY Cash Rewards
PayPal MC
Discover
Cap1 QS
Cap1 Platinum
US Bank
Home Depot
Lowes
Bread Rewards AMEX - Comenity
Paypal Credit
Amazon Prime Store Card - Synchrony
Today I app'd for a Amazon Prime Visa with Chase and was approved!!!! Happy Anniversary to me!!!!
I had a few medical bills and charge offs totaling 6 negative nasties on my reports across the boards when I joined in May 2023.
As of today everything is squeaky clean the last of the last fell off May 1st and I waited until today to pull my reports to be sure. The CO were paid but not removed but the medical were all removed by law in NY they are not permitted to report one single medical debt of any kind. But as for the CO's I had to wait this thing out until May 1, 2025 for the last one to drop. 2018 was a beast to me but I crawled out of it and here I am. My score would be higher but right now my Navy card is maxed out due to a big purchase (my French Bulldog needed life-saving nares and soft palate surgery).
All that said, Chase said yes no matter and I am honored to say I could not have done it without this amazing group of people! Thanks to you all.
Cheers!
Nice! Congrats on your approval. Enjoy your Prime Visa.
Congrats on the approval
Congratulations on the approval.
What was your starting limit?
