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Amazon Prime Secured Card CLI (additional deposit)

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laurenjessica
Frequent Contributor

Amazon Prime Secured Card CLI (additional deposit)

Not as exciting as an actual CLI that doesn't use my own money as collateral, but this does make the card much more usable!

 

When I initially applied for my Amazon Prime Secured card, I was approved to make a deposit up to $750.00. I stupidly only put $100.00 down and never made any additional deposits prior to activating the card. After realizing my mistake, I tried to chat with Synch about putting down more money, but it was no dice. 

 

Fast forward to present-- I was poking around Amazon tonight and in my card management area, there was a banner about making an additional deposit and increasing my credit limit. After reading all of the instructions, I decided to go for it.

 

I put my income in, the system did its thinking for a bit, and then it came back saying that I could make an additional deposit of up to $650.00 (which would bring my limit up to the original $750.00 that I was approved for). Transferred the money into my checking account and sent over my additional $650.00 deposit. I do shop at Amazon a fair amount, so this was very much worth it to me!

 

 

Screenshot 2023-04-07 001323.png

 

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 1 of 8
7 REPLIES 7
CreditMagic7
Mega Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

Congrats on building your Amazon Prime Secured Card limit!

Message 2 of 8
Singledadof3
New Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

Keep up the good work! Congrats!





Current FICO8 Scores


Message 3 of 8
NoMoreDebt
Senior Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 8
M_Smart007
Legendary Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

Congrats on your additional Credit!

Message 5 of 8
CreditAggie
Community Leader
Super Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

Congratulations on your Amazon CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 8
Beefy1212
Established Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)

@laurenjessica I made the same mistake at discover after a few months I was like I can't take this anymore!!!

 

Secured cards are interesting to me, it really makes you consider how much credit you actually need, and how large of an interest free loan you are willing to give a multibillion dollar company to get it.

Congrats on the limit increase, and possible speedy graduation to unsecured.



Message 7 of 8
TMDSCT
Regular Contributor

Re: Amazon Prime Secured Card CLI (additional deposit)


@Beefy1212 wrote:

@laurenjessica I made the same mistake at discover after a few months I was like I can't take this anymore!!!

 

Secured cards are interesting to me, it really makes you consider how much credit you actually need, and how large of an interest free loan you are willing to give a multibillion dollar company to get it.

Congrats on the limit increase, and possible speedy graduation to unsecured.


Such a sobering point of view, thanks for sharing it!

Message 8 of 8
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