Looked at my "Card Radar List" and realized that there was only one Synchrony card left that I wanted to acquire. I actually thought I would be denied since I have always applied in the past and got an automatic decline. But, since I've been on a winning streak over the past two days with Synchrony, I took a stab at it. Instantly approved for $600. I've been seeing mixed opinions on how well Synchrony cards can grow, but I'm going to work hard at making them work for me.
Only 5 cards left that I really like. Those are with the big boys, so I need my current scores and cards to grow, grow, grow! Another day of excitement for me!
I started with $700 limit and am 7 months in. No increase yet. I was denied everytime I asked so I've given up til I hit a year. Others seem to have better success! BUT I also have 2 judgements (due to fall off in 2017 and 2018) which are really holding me back.
Congrats OP! I'd call and ask for an increase. I just got approved a couple of days ago for $1800; called and said I needed to make some large purchases and Amazon is my primary shopping outlet, and asked for a $7K CL. Got countered at $3.5k. Automatic increase of almost 100% just for asking
At the time of asking I was 670 TU, one judgement from 2011 satisfied in 2014, 90 days from 2014, and a 90 days from 2010. Multiple 30/60 days from 2014. No collections.
I started with $600 and low TU scores (2) years ago.
Now the Synchrony Amazon is a steady $10K and could be more if wanted.
Takes time at first but it should eventually grow like a weed for you.
congrats. my starting limit was $900. i called them the following day and told them i would love to have a higher limit . they asked how much i said if they could match my paypal smart connect. asked for $4k was approved $2600 for a total of $3500.
Congrats on your card!!!
I started with a $400.00 limit on a regular Amazon Store Card...Then after 4 months of really no use they dropped me down to only a measly $100...I started to close it and just sever that relationship because what was I to do with only $100?...instead I decided to grow it....I purchased the Prime Membership....and then I made small purchases every month...A kindle download...an APP...small gifts for others or $25 gift cards for my nieces and nephews to spend for their birthday...just anything to keep it active.....they then converted my card to the Amazon Prime Store Card....I finally asked for an increase after 1 1/2 years of maintaining this card last week...and they asked me how much I wanted...I told them I wanted to get $3,000...and they approved me for it!!!...So be patient and use this card as an opportunity to show them you can handle it and you are a valuable customer...My journey: http://www.use.com/JRgVo?pop=false