Long time since I posted my own thread, but have purchased a home in October of last year and slowly began to apply for some new cards. I'll include them in another thread to focus on the Prime Day special I got. For context, I already have the Synchrony Amazon store card ($10K CL) and use it quite a bit more than I ever expected. Truly didn't need it, but the $200 credit and pure intrigue of being approved is what got me thinking. Researched much of the conversation about Chase's 5/24 and application towards Amazon Prime card and even after all the approvals I have saw figured I would likely still be denied (currently at 8/24). Tried the pre-qualification on the Amazon site and was flatly rejected and decided it wasn't worth the inquiry to give it a shot. Something hit me this afternoon that perhaps the address used for the pre-qual was incorrect and sure enough after updating to my current address the pre-approval came through. Decided why not and proceeded to the application, filled in a few bits of information and sat with the cursor over the submit button for a couple of minutes before deciding why not. Hit the button, watched the spin and sure enough:
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I thought perhaps $10 or $15K for an approval, but wow! Besides waking up this morning definitely the best thing to happen today. Lots of new house things to go buy.
They pulled EX and I think that is now in the upper 700s and as I said had 8 new accounts over the last 24, 9/24 inquiries at the time of application. The APR is higher than I would hope, but not carrying any balances.
Not everyone will have the same luck, but it may not turn out as bad as you may think.
Just in time to grab you some prime day deal, congrats on the new card and a very healthy CL.
@Priory_Man wrote:
Just in time to grab you some prime day deal, congrats on the new card and a very healthy CL.
Thank you.
Congrats! They're really handing out generous SLs on these lately. But it seems the APRs on them are higher... mine is 15.74% right now... I got it 4 years ago.
@CreditMarathoner wrote:Congrats! They're really handing out generous SLs on these lately. But it seems the APRs on them are higher... mine is still under 16% I believe last I looked (got mine 4 years ago).
Thanks. They truly are. My APR showed 19.99% on the application screen, so not sure where the difference is. My profile isn't at it's best, but did feel it was a bit high.
Congrats on your Amazon Prime Rewards approval
This is a top approval for this card as far as the SL, grats on getting it 
