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Amazon Store Approval

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KAISMOM
Contributor

Amazon Store Approval

I've been gardening for 9 months, plan on gardening again till April of 2014, when I'll be app'g for new car lease and 1-2 cc's, one Visa/MC rewards travel card. My fico scores will jump due to the one remaing baddie dropping.

 

I bit the bullet though...I shop on Amazon all the time, and I liked that there are options for payment. My billmelater account has come in handy in this way.

 

I was approved for 1900, is that good? What are their credit increases like?

 

Do they report to all three agencies?

 

Thanks in advanceSmiley Wink


Southwest Premier & Plus 25.8k I Alaska Air 21k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k I Wells Fargo 2.5k I Bill Me Later 7k I Amazon 3.5k


Current Scores:
(TU) 813, (EQ) 786
Goal Score: 820
Message 1 of 12
11 REPLIES 11
coldnmn
Mega Contributor

Re: Amazon Store Approval

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 12
dap1984va
New Contributor

Re: Amazon Store Approval

I would HIGHLY HIGHLY HIGHLY suggest you call for a Review/Increase....... I called 30 mins later after my approval and the agent bupmed me up 2k. They use the same credit report on "same day" approvals. I did NOT get pulled again. Did I say HIGHLY suggest already?

Message 3 of 12
FocusedAndDetermined
Senior Contributor

Re: Amazon Store Approval

Congrats!

Message 4 of 12
B335is
Moderator Emeritus

Re: Amazon Store Approval

Congrats and I agree, try for an increase. Mine grew from $1400 -> $18k.
Message 5 of 12
KAISMOM
Contributor

Re: Amazon Store Approval

.....


Southwest Premier & Plus 25.8k I Alaska Air 21k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k I Wells Fargo 2.5k I Bill Me Later 7k I Amazon 3.5k


Current Scores:
(TU) 813, (EQ) 786
Goal Score: 820
Message 6 of 12
myjourney
Super Contributor

Re: Amazon Store Approval

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 12
KAISMOM
Contributor

8666348379

I found the number...spoke to someone English speaking with assurance it was a soft pull. The first number I called was general, and the gal was hard to understand so ended that call.

 

I wanted a slight bump, so went from $1900 to $3000. From the sounds of things GE is generous with increases, so I'll let it build up over time.

 

Thanks for the nudge to call, I wouldn't have done it otherwise!


Southwest Premier & Plus 25.8k I Alaska Air 21k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k I Wells Fargo 2.5k I Bill Me Later 7k I Amazon 3.5k


Current Scores:
(TU) 813, (EQ) 786
Goal Score: 820
Message 8 of 12
alvon123
Super Contributor

Re: Amazon Store Approval

congrats


Message 9 of 12
JediNeo
Frequent Contributor

Re: Amazon Store Approval

Congrats on the approval and CLI
NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE
Message 10 of 12
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