@skoop wrote:I'm a bit confused. I app'd for an Amazon card in March and was approved. It is backed by Chase. What am I missing here. It's for sure not paper and I can use it for whatever, whenever and wherever.
That's a different card than the store brand card everyone on this thread is talking about. There are two Amazon cards - one backed by chase and the other backed by GE. The one from chase you can use like a regular visa. The GE "card" can only be used on amazon.
@SunriseEarth wrote:Congrats on approval!
I got mine back in August and the CL has been stuck at $700 since then. I'm not sure I'd get the CC again. Yes, it's just a paper card, but since you'll never have to physically present it any place, I don't really find that problematic. I think it's good for special financing offers or if you need it as part of your overal UTIL strategy. Other than that, I don't really think it's worth it.
I opened mine on 6/13 at 700 still same limit (same with my wally too at 400 since opening 7/13). always denied by auto and 1 time with credit solution.
@bk510 wrote:
@SunriseEarth wrote:Congrats on approval!
I got mine back in August and the CL has been stuck at $700 since then. I'm not sure I'd get the CC again. Yes, it's just a paper card, but since you'll never have to physically present it any place, I don't really find that problematic. I think it's good for special financing offers or if you need it as part of your overal UTIL strategy. Other than that, I don't really think it's worth it.
I opened mine on 6/13 at 700 still same limit (same with my wally too at 400 since opening 7/13). always denied by auto and 1 time with credit solution.
I am canceling mine at 1 yr mark if I dont see no increase on my amazon card.
I will keep wally, since its going to get MC logo this fall....
I first got it in 2008 I think - with like a $750 CL - It is now at $5,000, having survived the credit crunch CLD and all. I shop on Amazon several times a month, so that card got heavy usage for the first 5 years I had it. Now that I have more bank cards that are listed on my Amazon account that still have 0% interests, I do not use the Store Card as much as I used to - but I cannot imagine getting rid of it. The fact that I can use my Discover rewards and rewards from other cards to make purchases, also causes me not to use it as much. But I stil put $50 or so on it a month. It, as well as my other GE accounts have been essential in my rebuilding - rising to $5,000 CL before my bank cards did.
The interest rate is high - but that is typical of store cards. I have NEVER had any problem with this card - although GE will sign you up for purchase protection services without your knowledge - so you have to watch that. Other than that - pay your bill early to avoid any glitches - enjoy your card - and be happy that you have a card that WILL grow with you.
Congratulations - I think you will like it - and yes, I have a physical plastic card -
“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
