Amazon.com Store Card instant CLI approval!

cbarret2 · ‎04-27-2014

I figured I'd try it out since I've had this card for a year now. It instantly approved me for $1,000! That's a $200 increase!

On a side note, GE CLI'd my Walmart Credit Card from $250 to $1,000, so my Amazon and Walmart cards have the same limits on them.

Important note: keep your balances low and GE will be generous with the CLI's. I've only had my Walmart card for 4 months and they CLI'd at 3 months. I've kept the balance low. On the Amazon card, however, I've carried balances within 75% of the credit limit and they only increased it to $800 from $600 at 8 months. I paid the balance in full, waited for a week or so and then requested an increase today and it was approved just now.

SunriseEarth · ‎04-27-2014

@cbarret2 wrote:
I figured I'd try it out since I've had this card for a year now. It instantly approved me for $1,000! That's a $200 increase!

On a side note, GE CLI'd my Walmart Credit Card from $250 to $1,000, so my Amazon and Walmart cards have the same limits on them.

Important note: keep your balances low and GE will be generous with the CLI's. I've only had my Walmart card for 4 months and they CLI'd at 3 months. I've kept the balance low. On the Amazon card, however, I've carried balances within 75% of the credit limit and they only increased it to $800 from $600 at 8 months. I paid the balance in full, waited for a week or so and then requested an increase today and it was approved just now.

Congrats!

Amazon hasn't budged yet for me (opened in July), but I don't use it as frequently as my other credit. Overall, GE seems to reward use and posted balances, IMHO.

cbarret2 · ‎04-27-2014

Thanks, SunriseEarth!

BigBS · ‎04-27-2014

Congrats!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

cbarret2 · ‎04-27-2014

Thanks, BigBS!

-Wade- · ‎04-27-2014

@cbarret2 wrote:
I figured I'd try it out since I've had this card for a year now. It instantly approved me for $1,000! That's a $200 increase!

On a side note, GE CLI'd my Walmart Credit Card from $250 to $1,000, so my Amazon and Walmart cards have the same limits on them.

Important note: keep your balances low and GE will be generous with the CLI's. I've only had my Walmart card for 4 months and they CLI'd at 3 months. I've kept the balance low. On the Amazon card, however, I've carried balances within 75% of the credit limit and they only increased it to $800 from $600 at 8 months. I paid the balance in full, waited for a week or so and then requested an increase today and it was approved just now.

Congrats on your CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

cbarret2 · ‎04-27-2014

Thanks, Wade!

chalupaman · ‎04-27-2014

Congrats! Thanks for the advice too. I don't have any balances on my GE cards and only have an 11 dollar balance on the Amazon Store card so far.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

bigblue7722 · ‎04-27-2014

congrats on the CLI

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

gdale6 · ‎04-27-2014

Grats