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Amazon prime Visa approved with low limit. Recon?

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Ramdriver
Valued Member

Amazon prime Visa approved with low limit. Recon?

Amazon prime Visa approved with low limit. Is it worth calling for recon?

Prequalified for the prime visa offering a $150 gift card upon approval.

Went for it and was approved for $500 

Scores are 704 EX and EQ Only baddie is a 30 day late on my Matco acct from 11/19

This is my lowest limit card.

My Cap One Walmart started at $500 but auto CLI to $2500 after six months.

So try for recon or should I just wait it out?

Message 1 of 20
19 REPLIES 19
Legally_Speaking2512
Frequent Contributor

Re: Amazon prime Visa approved with low limit. Recon?

I can see your frustration in that but synchrony is also known, at least from some of what I've seen on here, as a bit of a cautious bank when it comes to starting limits but seems like they are very generous with CLI's.  But still, an approval is an approval and that's always going to be better than a denial you know?

 

So with that said - congrats on your approval! 

Starting Score: 570
Current Score: 643
Goal Score: 800


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Message 2 of 20
GZG
Senior Contributor

Re: Amazon prime Visa approved with low limit. Recon?


@Legally_Speaking2512 wrote:

 but synchrony


 OP is referring to the newly renamed Chase version that has $500 as its minimum starting limit

 

https://creditcards.chase.com/cash-back-credit-cards/amazon-prime-rewards 

 

is this your first chase card @Ramdriver 

 

congrats!!

 

It can never hurt to call and ask @Ramdriver 

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 3 of 20
Ramdriver
Valued Member

Re: Amazon prime Visa approved with low limit. Recon?

 I have the store card(sync) as well. That is $800

This one is the Chase card.

Message 4 of 20
Ramdriver
Valued Member

Re: Amazon prime Visa approved with low limit. Recon?


is this your first chase card @Ramdriver 


Yep!

Message 5 of 20
Creditwiser
Valued Contributor

Re: Amazon prime Visa approved with low limit. Recon?

Congrats on your approval !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Message 6 of 20
CreditMagic7
Mega Contributor

Re: Amazon prime Visa approved with low limit. Recon?

Congratulations on your Chase Amazon Prime Visa approval!

Message 7 of 20
NoMoreDebt
Senior Contributor

Re: Amazon prime Visa approved with low limit. Recon?

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 20
CreditAggie
Community Leader
Super Contributor

Re: Amazon prime Visa approved with low limit. Recon?

Congratulations on your Prime Visa approval! Chase may start you off low with your first card. My first card with Chase also had a $500 SL. CLIs are now SP so you might be able to grow it. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 20
M_Smart007
Legendary Contributor

Re: Amazon prime Visa approved with low limit. Recon?

Congrats on your Amazon Prime Visa Approval!

Message 10 of 20
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