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So after saying that I was going to garden now and apply for Amazon later in the year I thought to myself well.....why wait? They'll probably approve me now and I might as well just get it over with. Plus I could use the $40 gift card for signing up. So I did it. Approved for $1200 SL which is more than I expected and way more than I'd ever need, so I won't be calling in to have it changed right now.
I was pretty surprised to see that they pulled EX. Synchrony usually pulls TU.
659 Fico on EX at approval. 8 inquires. 17 medical collections on EX. 13 open accounts never late, 3 closed and paid as agreed auto loans.
Ok, Amazon was the last thing on my list for this year so NOW I'll go to the garden....I've been pretty fortunate with my most recent applications being approved, so I need to stop while I'm ahead before I start getting denials.
Congratulations on your approval! Remember that Sychrony is for the majority of the time, SP for CLI, enjoy.