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American Express Gold Approval! + also a dumb capital 1 cli

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CreditAggie
Community Leader
Super Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congratulations on your Amex Gold approval and Capital One CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (August 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 20
cashorcharge
Community Leader
Super Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

That's terrific!  Congratulations on your Golden AMEX Approval and Cap1 CLI!!🥂🎉🍾

Message 12 of 20
FireMedic1
Community Leader
Mega Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congrats on your AMEX apporoval and Cap1 increase! Dont expect a bucket card to go anywhere fast unfortunatly. It helped you get to AMEX though.


Message 13 of 20
gdale6
Moderator Emeritus

Re: American Express Gold Approval! + also a dumb capital 1 cli

Grats on the Gold and Cap-1 approvals!!

Message 14 of 20
TSlop
Valued Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congrats on your approval and CLI!

Message 15 of 20
PapaTunde
Established Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congrats !

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 16 of 20
Binbinimiwi
Frequent Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congratulations!

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:


Message 17 of 20
bigseegar
Established Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli


@Butchhtown wrote:

Decided to try the Amex pre-qualifier, to my surprise I had 2 pre-approvals, one was the platinum, and the other was the gold. None had a solid APR rate. 

 

I bit the bullet and applied, and I got a instant approval! They even gave me a card number right away to use for apple pay etc. I finally got into the AMEX relationship.

 

also tried the cap1 luv button, and I got a whopping increase from $500 to $600 on my quicksilver, what a joke. 

 

AMEX pulled Experian and Transunion

Experian score 652

Transunion score 665

utilization 18%

total available limit $4,500

income 85k+

multiple baddies.. repo, medical, phone bill, all over 3 years old to add. 


That's because the Gold and Platinum are CHARGE cards and not Credit cards. So there is no APR per se as the balance is due in full each month. It does have POT feature but that is designed for certian purchases and not really what the card is about. Congrats!

Message 18 of 20
Mdowning30
Established Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

When i pre-qualified it showed the Delta Gold, Gold and Platinum cards. We have similar scores congrats on the Gold, might be my first charge card in the near future.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 700
| TransUnion FICO 8 : 688 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 700
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 19 of 20
greatscott85
Frequent Contributor

Re: American Express Gold Approval! + also a dumb capital 1 cli

Congratulations!

Message 20 of 20
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