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American Express Gold Card Approved After 1 Year of Optima

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magicflyer
Member

American Express Gold Card Approved After 1 Year of Optima

I burned Amex back in 2020 on 3 cards. I paid them all in full last July and was offered and opened the Optima at the beginning of August 2023. I setup auto pay, made a couple small purchases per month, let the statement post, and autopaid the full balance each month.

 

Today exactly 365 days from opening the Optima, I checked my offers and had the 100,000 MR for $6000 spend in 6 months offer. Approved with NPSL with a 687 credit score. Amazing what can be accomplished in a year!

Message 1 of 8
7 REPLIES 7
Creditwiser
Valued Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Thats fantastic !  Congrats on your Amex success !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 2 of 8
MissLiz
Established Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Very cool! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 8
cashorcharge
Community Leader
Super Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 4 of 8
NoMoreDebt
Senior Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 8
Rdbeetle
Valued Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Congrats on your AMEX Gold approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 6 of 8
CreditAggie
Community Leader
Super Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Congratulations on your Amex Gold approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 8
MySunrise271
Established Contributor

Re: American Express Gold Card Approved After 1 Year of Optima

Congratulations on your Amex Gold approval🎉🎉🎉

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