Congrats ! It's a GREAT CARD !! If you did Resy, you should also get 10X on Restaurant purchases for 6 months up to $25K.
@dre90 wrote:Hello, my fellow MyFicoers!
After much back and forth about applying for the American Express Platinum card, I have finally decided to pull the trigger and add it to my portfolio of cards. Will I keep this card for the long term? Who knows. But my main reason for grabbing this card was the Resy SUB offer of 125,000 points after a $6K minimum spend. I have a big purchase totaling about $8K and some traveling later in the year.
Needless to say, Amex instantly approved me for the card with NPSL AND a soft pull. I have been preapproved for this card since I got the Amex Gold card last July. I made sure to check that my spending power on the card would cover my $8K purchase, and it doesn't seem to have a limit, where it shows I can charge five figures to the card if I want (not that I ever will!).
Some DPs to follow:
Income 💰 $52,300
Inquiries 😳 11
Utilization ♻️ 7% (Aggregate, carry balance only on PenFed card)
Late Payments 🛑 2 (Reports on Experian only since 2018, have no late payments since that year)
Current scores:
@dre90 Very nice. A very nice card to have and a super cool SUB.
Starting Score: Exp 627