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American first credit union CLI

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Royalbacon
Established Contributor

Re: American first credit union CLI

I was as well, no worries at all haha! Smiley Happy

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Message 21 of 24
BearsCubsOtters
Frequent Contributor

Re: American first credit union CLI

Congrats on the CLI!

 

LOL I knew I would see Royalbacon in here when I saw America First CU as the topic LOL. 

 

They are local to me so its funny to see people outside of Utah/Nevada so smitten with them. 

 

ETA: ah, AMERICAN First not AMERICA First. But still, Royalbacon cracks me up. 

Message 22 of 24
gdale6
Moderator Emeritus

Re: American first credit union CLI

Grats on your American first move up Smiley Happy

Message 23 of 24
SouthJamaica
Mega Contributor

Re: American first credit union CLI


@alessandrom wrote:

Refinanced my auto loan with them about 10 months ago at 3.4% Apr. also acquired a credit card with the same pull but they were only able to approve me for $1500. I was dissappointed considering I have much higher limits.

 

anywho, fast forward to last month I decided to hit them up for a new credit card. They hard pulled experian and denied it. I then asked for a personal loan trying desperately to get something out of that hard pull. They denied that as well. Yesterday  I applied for a credit limit increase on my current card that it at 1500SL. I asked for $15,000 honestly with no hopes of it going through. They called me this morning and approved the request!! They used the same hard pull from last month. Exp Fico was 721 at time of pull, 8 inquiries in the last 12 months and 10 new accounts in the last year. Sometimes perseverance pays off 😃. Now off to the garden for real!! Have a great day everyone. Sorry for any typos, on mobile. Cheers


Congratulations. If I'm reading this right, that's a 900% increase. That ain't hay.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 24 of 24
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