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Amex 3x CLI

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FalconSteve
Valued Contributor
‎03-13-2023 05:29 PM
‎03-13-2023 05:29 PM

Re: Amex 3x CLI

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 21 of 27
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SaintMortichai
Contributor
‎03-13-2023 06:55 PM
‎03-13-2023 06:55 PM

Re: Amex 3x CLI

Congratulations on your CLI! I am hoping to do the same later this month with my BCE. It will be 180+ days for me. I'm happy to see it worked in your favor. I hope to report the same news after my statement closes later this week!


Bank of America Customized Cash Rewards: $6,000 | Capital One Quicksilver WEMC: $6,500 | Comenity GameStop PowerUp Rewards: $2,800 | Rooms to Go: $250 | Best Buy Citi Visa: $2,800 | Chase Amazon Prime Visa: $3,400 | Target RedCard: $2,500 | Chase Freedom Flex: $3,000 | Chase Freedom Unlimited: $25,000 | Chase Sapphire Preferred: $7,500 | Elan Max Cash Preferred: $2,000 | PayPal Cashback MasterCard: $9,000 | Venmo Visa: $700 | SoFi: $3,500 | American Express Blue Cash Everyday: $1,000 | X1 Visa Signature: $5,000

AU cards - Discover IT: $14,000 | Southwest Rapid Rewards: $8,500 | BoA Customized Cash Rewards WEMC: $16,000 | BoA Customized Cash Rewards Visa: $10,000 | Home Depot: $14,500 | Citi Custom Cash: $5,300 | Discover It: $2,500 | Capital One Savor One: $500

Cards I Want: American Express Blue Business Cash, American Express Blue Cash Preferred, Capital One Savor One, Capital One Venture X, Capital One Walmart Rewards, Citi Custom Cash, Synovus Cash Rewards

OFFICIALLY GARDENING UNTIL SUMMER 2024! Start date: 9.17.22
Message 22 of 27
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Mdowning30
Established Contributor
‎03-15-2023 07:34 AM
‎03-15-2023 07:34 AM

Re: Amex 3x CLI

Well I'm going to request again since it's been 91 days since last denial hopefully 3rd times a charm. Before my score wasn't high enough.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+
Take the myFICO Fitness Challenge
Message 23 of 27
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TRC_WA
Senior Contributor
‎03-15-2023 08:42 AM
‎03-15-2023 08:42 AM

Re: Amex 3x CLI

@Mdowning30 wrote:

Well I'm going to request again since it's been 91 days since last denial hopefully 3rd times a charm. Before my score wasn't high enough.

@Mdowning30 

 

I've been denied repeatedly for a CLI for "your credit report reflects a bankruptcy."   AmEx was not included in my Ch 13.

 

Anyway, the PR falls off later this year and I'm sure I'll get some love then.  Not a huge deal anyway.... they started me at a $10k limit.

 

Congrats OP!

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 24 of 27
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Chazzay12
Frequent Contributor
‎03-15-2023 09:09 AM
‎03-15-2023 09:09 AM

Re: Amex 3x CLI

@Mdowning30 wrote:

Well I'm going to request again since it's been 91 days since last denial hopefully 3rd times a charm. Before my score wasn't high enough.

Best of luck to you @Mdowning30 !! I was running like 1,500/mo through my 1k limit. Always pif. No bk, just charge offs from 2019. 

Discover It (Student) $1500 | Capital One QS $2300 | Amex BCE $4800 | Chase FU $3200 | Amex Green NPSL | CSP $4200 | Discover it $3000
Car loan w/ Langley 3.5%
Homeowner since April 2023

Starting Score: 580s
Current Score as of May 2024: EX 668, TU 671, EQ 646
Goal Score: 700+, working on paying high utl cc debt

Take the myFICO Fitness Challenge
Message 25 of 27
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FalconSteve
Valued Contributor
‎03-20-2023 10:00 AM
‎03-20-2023 10:00 AM

Re: Amex 3x CLI

@Mdowning30 wrote:

Well I'm going to request again since it's been 91 days since last denial hopefully 3rd times a charm. Before my score wasn't high enough.

Good luck! SP CLI never hurt! Sometimes, when I'm bored, I randomly request CLIs. AmEx Cash Magnet gave me a 2x CLI ~36 hours after initial approval, so 91 days seems to be less of a hard and fast rule.

 

Just make sure it is a SP.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 26 of 27
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shawnkp73
Established Member
‎03-20-2023 03:47 PM
‎03-20-2023 03:47 PM

Re: Amex 3x CLI

Gotta love AMEX!

Hats off to you! 

U+1F44D
Message 27 of 27
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