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Amex 61 day CLI - partially approved!

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Anonymous
Not applicable

Amex 61 day CLI - partially approved!

Today was the 61st day after getting my BCE, with an initial CL of $7.5k. (Was shocked they gave such a huge limit when my other cards at that time had a limit of $700 and $1500, with the latter not yet reporting.)

Anyways, this morning I called up and asked the representative for a $20k CL. I was approved for a total of 13.8k in the end.

I can't complain cause it's almost near 40% of my income (36k), and my file is pretty thin.

I'm super excited - my first 5 digit CL!

 

Some background:

Oldest card - BofA Dec 2013.

Amex BCE was my third card.

My AAOA is just 3.5 months now, due to the recently acquired cards.

Message 1 of 14
13 REPLIES 13
SusieQ
Regular Contributor

Re: Amex 61 day CLI - partially approved!

wow.  impressive!    congrats!

Message 2 of 14
Anonymous
Not applicable

Re: Amex 61 day CLI - partially approved!

Congrats on kicking the pig! Great CL.
Message 3 of 14
Kenny
Moderator Emeritus

Re: Amex 61 day CLI - partially approved!


@Anonymous wrote:

Today was the 61st day after getting my BCE, with an initial CL of $7.5k. (Was shocked they gave such a huge limit when my other cards at that time had a limit of $700 and $1500, with the latter not yet reporting.)

Anyways, this morning I called up and asked the representative for a $20k CL. I was approved for a total of 13.8k in the end.

I can't complain cause it's almost near 40% of my income (36k), and my file is pretty thin.

I'm super excited - my first 5 digit CL!

 

Some background:

Oldest card - BofA Dec 2013.

Amex BCE was my third card.

My AAOA is just 3.5 months now, due to the recently acquired cards.


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

Message 4 of 14
EW800
Valued Contributor

Re: Amex 61 day CLI - partially approved!

Congratulations!!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 5 of 14
coldnmn
Mega Contributor

Re: Amex 61 day CLI - partially approved!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 14
alvon123
Super Contributor

Re: Amex 61 day CLI - partially approved!

congrats


Message 7 of 14
CreditMagic7
Mega Contributor

Re: Amex 61 day CLI - partially approved!

Nice! Smiley Happy Congrats!

Message 8 of 14
Anonymous
Not applicable

Re: Amex 61 day CLI - partially approved!

That's impressive! 

 

Congrats. Smiley Happy

Message 9 of 14
Tony275
Valued Contributor

Re: Amex 61 day CLI - partially approved!

Congrats!! Great limit on a great card to have!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 10 of 14
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