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Amex Aproved

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Anonymous
Not applicable

Amex Aproved

Hi Everyone,

 

In the past i has been a very bad credit guy. In the last 3 yrs. i has been repairing my credit but there is still work to do.

 

In September i applied for a Cap1 and for my surprise i has been approved for a CL of $300. Days later i applied for a Discover card and have been approved for a $200 CL. In that month i was the happiest man in the world because it was long time the absence of credit. From there i was paying the cards in full each month and never pass the 30% utilization.

 

This Tuesday i applied for a Bank Of America  Travel Reward and have been approved with a CL of $1,000 that was awesome.

 

Today i applied for AmEx and i was approved for a Amex blue cash everyday with a CL of 2,500

 

Also I want to ask, if with a salary of $31,000 (Puerto Rico Salary) can still approved for a $10,000 CL or more?

 

 

Message 1 of 13
12 REPLIES 12
b_diddy
Established Contributor

Re: Amex Aproved

Congrats!  Salary is only 1 of several factors CCC's typically used for credit decisions ... FICO score, utilization, debt/credit ratios, baddies, internal scoring, etc., all can play a part.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 2 of 13
Anonymous
Not applicable

Re: Amex Aproved

Congratulations!

Message 3 of 13
Anonymous
Not applicable

Re: Amex Aproved

Yes, you can get higher credit limits with what you make. The longer you establish your credit the better the limits will be. Congratulations on your approvals.

Message 4 of 13
One7
Valued Contributor

Re: Amex Aproved

Congratulations on your approval 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 5 of 13
Anonymous
Not applicable

Re: Amex Aproved

Congratulations for your Amex approval... Continue Success in The World of Credit Card!

Message 6 of 13
Anonymous
Not applicable

Re: Amex Aproved

Congratulations on your success so far. Best wishes in the future. As mentioned by others, salary is only one of the factors that affect the decision on credit limit

Message 7 of 13
TURNERHOOVER
Established Contributor

Re: Amex Aproved

CONGRATS 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 8 of 13
uswala
Senior Contributor

Re: Amex Aproved

Congrats!

Message 9 of 13
Anonymous
Not applicable

Re: Amex Aproved

Thanks to all for the best wishes. This is my new hobby and I know for sure that this time I will be doing it in the right way…..

 

Thanks all.

Message 10 of 13
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