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Amex BCE 9k to 27k cli approved

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Beefy1212
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@markbeiser wrote:

NOICE!
I'm at $9k on my BCE now, started off at $1k in October 2022 and have gotten two 3x CLIs so far.
I will be elligible to request another CLI the 2nd week in July, would be cool if I got another 3x to $27k.
I've got a similar profile, and put $1k to 1.5k through the card each month.
If they give me another 3x, I'll probably stop asking for CLIs on the card and wait to see if I get a product change offer to the BCP.


Have you looked recently? They keep offering me a 100 dollar sub to PC essentially making the card free for a year. I have been considering it because best grocey I have right now is 3% and I am really trying to get below 5/25 so no new card to fill the gap lol. I don't need it, but a chase card has become my white whale. You are putting far more spend through that BCE than me, I seriously went to food max like twice for under 150 and bought coffee a few times. Pretty sure you would be a shoe in.



Message 21 of 33
Beefy1212
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!



My last 2 cli were at 5 months and 4 months. I am not sure you need to wait to ask... worst case they say no, give it a shot!



Message 22 of 33
CardHunter
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@Beefy1212 wrote:

@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!



My last 2 cli were at 5 months and 4 months. I am not sure you need to wait to ask... worst case they say no, give it a shot!


I think my 11 month statement closes on the 24th. or 25th. then I will give it a shot. I guess I should have tried the 3X at 90 days, but I waited for the 6 month mark for some reason so I guess im behind the ball playing catch up. 

Message 23 of 33
nytokyobred79
Valued Contributor

Re: Amex BCE 9k to 27k cli approved

Congrats on that massive cli. Awesome 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 24 of 33
nytokyobred79
Valued Contributor

Re: Amex BCE 9k to 27k cli approved


@Beefy1212 wrote:

@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!



My last 2 cli were at 5 months and 4 months. I am not sure you need to wait to ask... worst case they say no, give it a shot!


Amex will occasionally approve cli's sooner than the typical 6 month wait. I've gotten them under 6 months beforehand. Definitely a YMMV in some

cases. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 25 of 33
CardHunter
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@nytokyobred79 wrote:

@Beefy1212 wrote:

@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!



My last 2 cli were at 5 months and 4 months. I am not sure you need to wait to ask... worst case they say no, give it a shot!


Amex will occasionally approve cli's sooner than the typical 6 month wait. I've gotten them under 6 months beforehand. Definitely a YMMV in some

cases. 


Thank you for the info.

Message 26 of 33
Beefy1212
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@CardHunter wrote:

@Beefy1212 wrote:

@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!



My last 2 cli were at 5 months and 4 months. I am not sure you need to wait to ask... worst case they say no, give it a shot!


I think my 11 month statement closes on the 24th. or 25th. then I will give it a shot. I guess I should have tried the 3X at 90 days, but I waited for the 6 month mark for some reason so I guess im behind the ball playing catch up. 


For sure no reason to not wait a few more days. My first year with Amex was a slow start. Got the BCP card in Nov. 21 with 11 months credit history, it was my 6th card and I also had a autoloan, waited 90 days and was told I did not qualify for a cli at 90 days waited for 6 months and grabbed 2 more cards and was told I had too many inquiries. Refi'd my auto loan June 22, picked 2 more cards, a CLI again in October went from 1k to 3k PC'd in Nov to avoid AF, asked for a cli on a whim in Feb, 3k to 9k now asked again this week and asked for 27k and was approved.

 

Clearly Amex likes me but I don't really understand why I barely use the card, have a short history and a ton of other cards. The only good thing I have going for me is a moderately high income and a stupid low DTI. The only time I used the card significantly was the first month I had it when I cycled over 3k through the card on a 1k limit and at the time that didn't even warrant a cli, otherwise it has been much been dormant for 18ish months



Message 27 of 33
markbeiser
Established Contributor

Re: Amex BCE 9k to 27k cli approved


@Beefy1212 wrote:

@markbeiser wrote:

NOICE!
I'm at $9k on my BCE now, started off at $1k in October 2022 and have gotten two 3x CLIs so far.
I will be elligible to request another CLI the 2nd week in July, would be cool if I got another 3x to $27k.
I've got a similar profile, and put $1k to 1.5k through the card each month.
If they give me another 3x, I'll probably stop asking for CLIs on the card and wait to see if I get a product change offer to the BCP.


Have you looked recently? They keep offering me a 100 dollar sub to PC essentially making the card free for a year. I have been considering it because best grocey I have right now is 3% and I am really trying to get below 5/25 so no new card to fill the gap lol. I don't need it, but a chase card has become my white whale. You are putting far more spend through that BCE than me, I seriously went to food max like twice for under 150 and bought coffee a few times. Pretty sure you would be a shoe in.


No idea if it is true, but I've seen it said that AmEx doesn't typically offer the bonus for a PC from the BCE to BCP until you've had it for a year, I'm only 8 months in.

Back to gardening until Late February 2026.
Current FICO8:
Message 28 of 33
Traveler101
Established Contributor

Re: Amex BCE 9k to 27k cli approved

Congratulations 🎊 

Message 29 of 33
Dp23
Regular Contributor

Re: Amex BCE 9k to 27k cli approved


@CardHunter wrote:

Awesome CLI congrats! I'm working to build my Amex up now. I got the famous $1,000 starting line and at 6 months I got the 3X to $3,000 now im just waiting on my 180 days as I was told for the next CLI. Congrats again!


Like you I went from 1k-3k in March & now went to 9k two weeks ago. It's 91 days lately not 180 days.

Message 30 of 33
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