Just approved for chase FU and amex BCE 
! Time to garden for a really long time, haha 
Pre-Application Stats:
FICO Scores - EQ 757, TU 747, EXP 753
UTIL: 4.9%
INQs: EQ 2, TU 1, EXP 2
Accounts (not including AU): 4 student loans at $30K, 1 CU CC (10/14) 1K SL, 8% APR, 1 CSR (9/2016) $17K SL, 20.24% APR, 1 Discover (9/2016) $4.2K SL, 19.24% APR
Credit History: 10 yrs
Oldest Acc: 4 yrs, 7 mos
AAoA: 2 yrs, 3 mos
DTI: 33%
PIF: Always (& Report Balance)
Approvals:
Chase FU - $4K @ 15.74%. Used prequal page. (meh compared to CSR limit!)
Amex BCE - $15K @ 18.74%. I was going to use the prequal page, but the incognito page had the $250+10% deal. (wow! $15K - Thanks for the love, AMEX!)
Thanks again for all the knowledge on these boards
--
**Quick Note: I was prequalified at 17.74% and 0% APR for 15 mos, but I wanted the good signup bonus that was incognito (only downside was free APR was only for 12 mos but no biggie). It didn't tell me APR when approved, so I called automated line. It told me my limit is NPSL (?? Is that normal for BCE?) but not APR. I clicked "Cardmember Agreement" on the website, and it finally showed the APR at 18.74%. 1% more, but maybe I'll see a decrease down the line. I PIF anyways.**
Very sweet. Congrats.
Starting Score: 'All three mid 500s as of 1/1/16
Those are some nice spptovals. Enjoy them well
@Anonymous wrote:Just approved for chase FU and amex BCE
Pre-Application Stats:
FICO Scores - EQ 757, TU 747, EXP 753
UTIL: 4.9%
INQs: EQ 2, TU 1, EXP 2
Accounts (not including AU): 4 student loans at $30K, 1 CU CC (10/14) 1K SL, 8% APR, 1 CSR (9/2016) $17K SL, 20.24% APR, 1 Discover (9/2016) $4.2K SL, 19.24% APR
Credit History: 10 yrs
Oldest Acc: 4 yrs, 7 mos
AAoA: 2 yrs, 3 mos
DTI: 33%
PIF: Always (& Report Balance)
Approvals:
@Anonymous FU - $4K @ 15.74%. Used prequal page. (meh compared to CSR limit!)
@Anonymous BCE - $15K @ 18.74%. I was going to use the prequal page, but the incognito page had the $250+10% deal. (wow! $15K - Thanks for the love, AMEX!)
Thanks again for all the knowledge on these boards
--
**Quick Note: I was prequalified at 17.74% and 0% APR for 15 mos, but I wanted the good signup bonus that was incognito (only downside was free APR was only for 12 mos but no biggie). It didn't tell me APR when approved, so I called automated line. It told me my limit is NPSL (?? Is that normal for BCE?) but not APR. I clicked "Cardmember Agreement" on the website, and it finally showed the APR at 18.74%. 1% more, but maybe I'll see a decrease down the line. I PIF anyways.**
Congratulations on your approvals.
Outstanding data points!