@bigtyde78 wrote:Hey guys. I've been lurking around the forums for a few months now trying to get some good information, and I just decided to join. I wanted to share a little bit of my story. I just purchased a new house (200K), bought a new Audi A4 (45k- leased in nov 13) and I also already had a 2012 new F150 (40K-leased in oct 12).
Decided to see if I could get qualified for some "higher tier" credit cards so I did some research. I received a pre approval letter from the discover it card (which i was declined online for ?) which led me to my next choice, the AMEX BCE card. I was instantly approved for 2k on this card. I guess my question is, I wonder why I wasn't approved for the IT card, but the BCE was an instant approval?
I know my AAoA is around 5 years and I have 2 baddies on the record from about 5 years ago when I was young and clueless. I have around 70k in student loans that I am in repayment with and I make around 100k a year
Thanks again for all the help and advice I've received so far, you guys are awesome!
Congrats 
WTG