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Hey y'all. Pulled the trigger on an Amex BCP app just moments ago. Here are my DPs.
EX8 767
AAoA 3.5yr
AoORA 14.5yr
UTIL 1% ( 131 bal/25,500 TCL)
AWB 1/5
Income 160k
NEW ACCOUNTS : 0/6, 3/12 4/24
first card with Amex
Was instantly approved for a 6k SL. I honestly thought it would be higher since I have 3x cards with BOA all with 7k SL. I guess will try for the 3x CLI @ 61 days to hopefully bring it to 18k CL.
Let me know if you have any advice on recon to higher SL or want any additional DPs.
Congratulations on the new card.
Advice: Your plan is solid - execute it.
Congrats on your BCP approval and welcome to the family!🎉
*sidenote*
Your username is hilarious!
Congrats on your BCP approval!
You'll probably have a good chance for the 3X CLI after 61 days.
Enjoy that 6% cash back!
Congrats on the BCP approval ! It's one of the best cashback cards out there, and I'm sure you'll have good luck on CLIs after a few months of good use.
Congrats on your first AMEX!
And hey, that's actually not bad for a SL for new AMEX cardholder. My BCP started at only $2,000 and I've gotten one 3X CLI to $6000. Working off my 181 days for my next one. Given that your total CL is stated at just over 25k, I think that 6k is pretty solid honestly. But the great thing is.....3X CLI does exist, so you'll be in great shape afterward.
@Eyepinpools wrote:Hey y'all. Pulled the trigger on an Amex BCP app just moments ago. Here are my DPs.
EX8 767
AAoA 3.5yr
AoORA 14.5yr
UTIL 1% ( 131 bal/25,500 TCL)
AWB 1/5
Income 160k
NEW ACCOUNTS : 0/6, 3/12 4/24
first card with Amex
Was instantly approved for a 6k SL. I honestly thought it would be higher since I have 3x cards with BOA all with 7k SL. I guess will try for the 3x CLI @ 61 days to hopefully bring it to 18k CL.
Let me know if you have any advice on recon to higher SL or want any additional DPs.
Congratulations on your approval! I was approved for this card last August and was disappointed with the $5k SL, HOWEVER, it's now at $30k so it's all good lol. In December (I waited longer than 61 days), I applied for a 3x CLI and got it ($15k). Then in June I went for 2x and got it ($30k). It can be hard to get 3x at the higher limits, but your income might support it. Still, they may ask for POI before giving it.
Congratulations on your Amex BCP approval!
Account hasn't reported yet but the HP did. Looks like I took a 7pt hit from it