I tried apping for the everyday about 10 months ago and got denied. I keep getting the prequal offers in the mail for that card but I wanted the preferred for the high rewards so I figured I'd give it a shot. After debating to go ahead and apply for an hour I hit the button. Only a 2k cl but I did get the preferred 13% interest rate. I plan to grow the cl enough to make this my main card. Pretty happy about this one.