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Amex Cash Card (First AMEX) Approval!!

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New Contributor

Amex Cash Card (First AMEX) Approval!!

Well, was browsing around and checked for Pre-Qualified Amex offers. 

 

I was pre-qualified for the Amex Cash, Amex EveryDay, and Amex Gold.

 

The $200 sign up bonus for the Cash caught my eye (I don't spend enough to justify $250 on the Gold), so I decided I'd risk the hard pull.

 

To my surprise...APPROVED, and to another surprise..for $15,000!!!

Happy 19th Birthday to me!!!



Message 1 of 11
10 REPLIES 10
Frequent Contributor

Re: Amex Cash Card (First AMEX) Approval!!

Treat it well and it will treat you well back. Always love these stories of kids working on their credit and being interested in credit. I'm in my 30's and was told credit cards are evil my whole childhood. Not knowing a **bleep** thing about how important it is. Not to get 20 cards and go crazy, but building cards and using them responsibly (which I hope you will!). Having that history, when you're into your mid 20's, with responsible use, you will be sitting pretty for credit success.

 

That's awesome. Congrats on that monster SL and your first AMEX card. Very nice accomplishment at 19. 


AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 2 of 11
Community Leader
Mega Contributor

Re: Amex Cash Card (First AMEX) Approval!!

Wow! Congrats that is a huge line for 19 years old. Treat it responsibly, Amex is like Homie, mess up , they dont play datSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 11
Valued Contributor

Re: Amex Cash Card (First AMEX) Approval!!

You're on fire, and way ahead of me when I was 19.  Congrats on the awesome addition!!



Message 4 of 11
Moderator

Re: Amex Cash Card (First AMEX) Approval!!


@CreditRebuilder2020 wrote:

Treat it well and it will treat you well back. Always love these stories of kids working on their credit and being interested in credit. I'm in my 30's and was told credit cards are evil my whole childhood. Not knowing a **bleep** thing about how important it is. Not to get 20 cards and go crazy, but building cards and using them responsibly (which I hope you will!). Having that history, when you're into your mid 20's, with responsible use, you will be sitting pretty for credit success.

 

That's awesome. Congrats on that monster SL and your first AMEX card. Very nice accomplishment at 19. 


Back in the day they were considered taboo but today with everyone using credit scores and credit reports for everything one does not have  a choice but to keep their credit in order.

 

And OP congrats on your new Amex card. Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 11
Valued Contributor

Re: Amex Cash Card (First AMEX) Approval!!

Congrats on your approval, and killer SL!!
Message 6 of 11
New Contributor

Re: Amex Cash Card (First AMEX) Approval!!

My whole family will disown me if I pay ever pay a penny in interest.

 

But I would agree and I still think it is taboo to get a credit card as a means to finance random stuff.  They're great to keep your FICO score in order, and earn free stuff, but I could never imagine handing AMEX a penny at the 26% rate that will take effect when the promotional period is over.



Message 7 of 11
Super Contributor

Re: Amex Cash Card (First AMEX) Approval!!

"$15,000!!! Happy 19th Birthday to me!!!"

Well I Guess so!

Message 8 of 11
Valued Contributor

Re: Amex Cash Card (First AMEX) Approval!!

Welcome to the AMEX clubhouse. Be sure to attend member orientation. You're on your way!

Message 9 of 11
Contributor

Re: Amex Cash Card (First AMEX) Approval!!

Have fun using it !

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 10 of 11
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