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So I was in the garden and went to pay my Amex Delta Gold and was like might as well check my offers. Checked the Gold Card and top message was pre-approved. This was my goal card in the end I figured it as probably a soft pull and might as well go for it. Well was approved with 75k Sub with 4k spend in 6 months. I have a few large purchases coming up so will be easy to meet. I only had my Amex Delta 3 full statements before the pre approval not sure if that is typical of Amex. I also always pay in full on that card but I don't think that makes a difference in approvals.
DP
Ex Fico 8:718
UTI:11%
Last open account 4 months
A few nights ago I paid my Cap One cards and decided to try for a CLI on my QSOne and Walmart MC. Both got increased by $100 dollars. CapOne must really hate me, I did burn them about 4 years ago with a $600ish CO. But was paid in full.
QSOne:500/600
Walmart MC:400/500
Congrats on Approval !!!








Congrats on the Gold approval!!! That's the Cap One Value CLI!!! Standard my man, you can weep with the rest in line.
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Congratulations on your approval and CLIs!






















Congratulations on your approval and CLIs!!
@Anonymous wrote:So I was in the garden and went to pay my Amex Delta Gold and was like might as well check my offers. Checked the Gold Card and top message was pre-approved. This was my goal card in the end I figured it as probably a soft pull and might as well go for it. Well was approved with 75k Sub with 4k spend in 6 months. I have a few large purchases coming up so will be easy to meet. I only had my Amex Delta 3 full statements before the pre approval not sure if that is typical of Amex. I also always pay in full on that card but I don't think that makes a difference in approvals.
DP
Ex Fico 8:718
UTI:11%
Last open account 4 months
A few nights ago I paid my Cap One cards and decided to try for a CLI on my QSOne and Walmart MC. Both got increased by $100 dollars. CapOne must really hate me, I did burn them about 4 years ago with a $600ish CO. But was paid in full.
QSOne:500/600
Walmart MC:400/500
Take the GOLD! Congratulations on your approval 🥳🥳🥳🥳 as well as squeezing some CLI's out of Cap1. 👏🏻
Getting anything outta CapOne is impressive. That $100 is pretty much all they give anymore. But who cares? You nailed a great goal card - THAT is your win. Congrats ![]()
Congratulations on your Amex Gold approval! ...and CLI's