Amex Hilton Aspire Upgrade Approved!

Mthorn82x · ‎05-02-2023

So let me start off to say I've had the Hilton 2nd tier CC and Delta Gold Amex CC since 2019 with a $1000 CL on each and decided to pull the trigger and ask for the upgrade to Amex Hilton Aspire. At first I got an error I wasn't approved then noticed the next day I was now Diamond at Hilton and shortly after got the approval info! Me and Amex have a rocky past back since 2016. I had problems with my financial life and screwed them on a $1000 Amex Everyday card posting 90 days late but I settled with them shortly after and cleared my debit in full paying off the full balance. Time goes on and around 2019 I tried to see if my credit returning to normal would help and shocked Amex approved me for both cards with a $1000 CL. Since 2019 I can't get approved for a higher CL but I'll take it! Maybe one day I will but for now I'm happy to own the Amex Hilton Aspire and rewards it offers even if it's a $1000 CLI. I've spent around $3000 a year on both and paid them off with no late payments. I think Amex is just very conservative with me still.

M_Smart007 · ‎05-02-2023

Congrats - Amex has a very long memory.

C6 · ‎05-02-2023

If you're happy paying a fee that is half your limit who am I to complain. This makes the Platinum prepaid card look like a great deal. On top of the ridiculous fee you also have to deal with 29% interest. LOL

CreditMagic7 · ‎05-02-2023

Congrats on the new AmEx HA Card upgrade approval.

Mthorn82x · ‎05-02-2023

The fee is prorated for June 2023 onward and I don't plan on carrying a balance at high interest. Working with what I got and hoping to earn Amex trust eventually one day.

alextercero · ‎05-02-2023

Congrats

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

Jeffster1 · ‎05-02-2023

Congrats on the upgrade!

0% utilization
FICO 8 EX 839 EQ 848 TU 850
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I TMobile Capital One Visa 20K

NoMoreDebt · ‎05-03-2023

congrats on the upgrade

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

JoeRockhead · ‎05-03-2023

Congratulations on the upgrade.

nytokyobred79 · ‎05-03-2023

Congrats on your upgrade. And congrats for getting back in with Amex as well. Hopefully, they'll start opening up the doors even more as you continue to demonstrate responsible usage. Best of luck with the journey

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K