Amex Hilton surpass approval, low SL

Wls170 · ‎06-09-2023

Hello,

Used the pre approval tool and got approved for the AMEX Hilton surpass. Seemed like a really good intro offer so I pulled the trigger.

$1,000 SL. Was hoping for atleast 5k. No luck with recon. I'm happy to have Amex but disappointed with the SL. Now I have to figure out how to grow this card haha

In rebuild since 5-2-2022

Starting scores all in the low 500s

CreditMagic7 · ‎06-09-2023

Congratulations on your AmEx Hilton Card approval!

drewricomakeubu · ‎06-09-2023

@Wls170 wrote:
Hello,
Used the pre approval tool and got approved for the AMEX Hilton surpass. Seemed like a really good intro offer so I pulled the trigger.

$1,000 SL. Was hoping for atleast 5k. No luck with recon. I'm happy to have Amex but disappointed with the SL. Now I have to figure out how to grow this card haha

Congrats. It will grow with time. I had a similar experience with my BCP approval about a month ago. A 2k approval with high 700s scores on EX and TU. Prob my EQ holding me back. Patience isn't the easiest thing to have in this game but you'll be rewarded.

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC

GZG · ‎06-09-2023

@Wls170 wrote:
Hello,
Used the pre approval tool and got approved for the AMEX Hilton surpass. Seemed like a really good intro offer so I pulled the trigger.

$1,000 SL. Was hoping for atleast 5k. No luck with recon. I'm happy to have Amex but disappointed with the SL. Now I have to figure out how to grow this card haha

spend, pay back in full, after 90 days, keep checking the CLI button and ask for more, probably 3x or 3k total

Starting FICO 8:

Current FICO 8:

PullingMeSoftly · ‎06-09-2023

Congrats on the approval @Wls170 , don't even sweat the SL. It's the benefits and sub that matter anyway. When I first got my Aspire, I got lowballed at $3100 SL, and it's been fairly easy to work it up over time. Meanwhile, enjoy the travel and value you'll be receiving, and keep your eye out for an upgrade offer in the future too.

Chase Sapphire Preferred Visa Sig │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 3x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $29,000 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $31,800 │ 5% selectable rotator

Citi Custom Cash MC │ $20,000 │ 5% selectable rotator

Bank of America Customized Cash Rewards Visa Sig │ $30,000

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Signature Rewards Visa │ $25,000

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

Mdowning30 · ‎06-09-2023

Do what you have to do, i was also approved for this card last year for a $1000 SL, today i just transfered $1K from my Investor card to the Surpass giving it atleast a $2000 limit.

Starting Score: 512
Current Score: 700
Goal Score: 700+
Take the myFICO Fitness Challenge

cashorcharge · ‎06-09-2023

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

M_Smart007 · ‎06-09-2023

Congratulations on your Approval 🎉

alextercero · ‎06-09-2023

Congrats on the approval

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

SouthJamaica · ‎06-10-2023

@Wls170 wrote:
Hello,
Used the pre approval tool and got approved for the AMEX Hilton surpass. Seemed like a really good intro offer so I pulled the trigger.

$1,000 SL. Was hoping for atleast 5k. No luck with recon. I'm happy to have Amex but disappointed with the SL. Now I have to figure out how to grow this card haha

Congratulations on the approval. Don't worry about the starting limit; it's easy to get credit limit increases with American Express.