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Amex Platinum Approval!

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BishopBlack
Established Member

Amex Platinum Approval!

So to end my app spree, I tried the prequalify link for AMEX and they gave me a Gold/Plat/BCE Offer. Platinum is the card I've been working towards so I decided to just go for it. I was approved! I know there's a lot of talk about this card not being as good as it once was and being expensive since they upped the AF but I really wanted this one. My buying Power is $5000 and cash Pay after limit is $2500. Probably low but still im in the Amex Ecosystem and very happy about it!

 

PS. When can i ask for a CLI and also when can i Apply for the BCP Card?

 

EX. 702

 

Experian- 749
Equifax- 758
Transunion- 735

“Whatever gets Measured, Gets Managed”
Message 1 of 14
13 REPLIES 13
Red1Blue
Super Contributor

Re: Amex Platinum Approval!

Congrats

Message 2 of 14
greatscott85
Frequent Contributor

Re: Amex Platinum Approval!

@BishopBlackCongrats on the new Platinum! Just curious, why did you prefer this card over the Gold? Running this debate in my mind for myself. Do you plan to start traveling often? Again, congratulations!

Message 3 of 14
TIPPY-BOB
Regular Contributor

Re: Amex Platinum Approval!

Congratulations on your approval!!

Message 4 of 14
DONZI
Established Contributor

Re: Amex Platinum Approval!

Congrats on the new credit!

 

I've found this card to be useful for the ~3 months I've carried it, I hope you too enjoy all the perks and ecosystem!

2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 5 of 14
CreditAggie
Community Leader
Super Contributor

Re: Amex Platinum Approval!

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 14
surferchris
Valued Contributor

Re: Amex Platinum Approval!

Congrats on the great approval!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 7 of 14
BishopBlack
Established Member

Re: Amex Platinum Approval!

@greatscott85 I assumed I can downgrade to the Gold if I don't like it but not upgrade to the Platinum. 

I do plan on traveling soon. 

Experian- 749
Equifax- 758
Transunion- 735

“Whatever gets Measured, Gets Managed”
Message 8 of 14
Total80sKid
Senior Contributor

Re: Amex Platinum Approval!

Congrats on your Amex Platinum approval 👍🏼

Message 9 of 14
Anonymous
Not applicable

Re: Amex Platinum Approval!


@BishopBlack wrote:

So to end my app spree, I tried the prequalify link for AMEX and they gave me a Gold/Plat/BCE Offer. Platinum is the card I've been working towards so I decided to just go for it. I was approved! I know there's a lot of talk about this card not being as good as it once was and being expensive since they upped the AF but I really wanted this one. My buying Power is $5000 and cash Pay after limit is $2500. Probably low but still im in the Amex Ecosystem and very happy about it!

 

PS. When can i ask for a CLI and also when can i Apply for the BCP Card?

 

EX. 702

 


Good approval. Did they preapprove you or did they prequal you when you used the prequal site?

Message 10 of 14
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